USDA Vs. FHA your options comparison in Woodbury, Gloucester County, NJ
In 2025, the USDA loan limit for Woodbury, located in Gloucester county, NJ, stands at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA vs. FHA rates available today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Woodbury, Gloucester, NJ
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Woodbury, NJ
The aim of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
5821 Fairview Road, Suite 218, Charlotte, NC, 28209
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs..
1515 Mockingbird Lane, Suite 880, Charlotte, NC, 28209
We founded TruLoan Mortgage to create a lending experience that everyone involved will love. With a fundamental belief that the American Dream includes home ownership and that home financing can be as positive and enjoyable an experience as choosing your dream home, we formed TruLoan Mortgage.
We are a locally owned and controlled family oriented bank, dedicated to providing the best quality of professional banking services to small business, seniors, family farm, and community homeowners in the Forest, Kenton and Upper Sandusky areas. Community First Bank, N.A. provide the quality personal, business, and agricultural products you need.
"We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders.
We take a client first approach. Each client is extremely important to us,"
Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
Our Mission is To support our local community with valuable services, in a friendly atmosphere, with caring employees who are committed to upholding the credit union philosophy. Sebasticook Valley Federal Credit Union is Not for profit, not for charity, but for service. SVFCU expanded their field of membership to include all of Penobscot, Somerset.
First Independence Bank’s mission is to be a beacon for capital accumulation for individuals and business entities by delivering financial services with an affinity for under-served and minority communities. First Independence Bank, a state‐chartered commercial bank, complies with all applicable laws, rules, regulations, and ordinances.
The Bally Team, is a team of experts who partner with our realtors to help make sure you get put in the program/home you’ve been dreaming of. We master in all Purchase loans and Refinance loans. We offer the best debt consolidation programs around to make sure you set yourself up for the future
Michigan Legacy Credit Union, formerly known as Affinity Group Credit Union is a member owned, not-for-profit financial cooperative serving members who live, work, worship, attend school, or own a business in the State of Michigan. Michigan Legacy Credit Union is committed to providing quality financial services
