USDA Vs. FHA your options comparison in Woodbury, Gloucester County, NJ
In 2025, the USDA loan limit for Woodbury, located in Gloucester county, NJ, stands at $381,800. Meanwhile, the FHA limit for a single-family home is $529,000.
Use the Lendersa® USDA loan calculator to compare the most competitive USDA vs. FHA rates available today. Determine the income, credit score, reserves, and documentation necessary to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Woodbury, Gloucester, NJ
Loan Type
Loan Limit
Down payment
USDA
$381,800
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Woodbury, NJ
The aim of Lendersa® is to connect you with the best USDA or FHA loan efficiently and without hassle. Choose from three starting points to align with suitable lenders and USDA loan programs.
The USDA home loan, guaranteed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment at all.
8700 E Vista Bonita Dr, Suite 260, Scottsdale, AZ, 85255
"Crest Mortgage, Inc. NMLS 1712689 Residential Mortgage Lending, First Time Home Buyers, Reverse Mortgages, Conventional Loans, Jumbo Loans, ARM, Fixed Rate, 40 Year Mortgage, VA, FHA
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Covenant Home Loans is an Independent Mortgage Broker owned and operated by Nick Vallario. With over 30 years of experience in mortgage banking, both as a Mortgage Broker and a Mortgage Banker, Nick is uniquely qualified to assist you with your home financing. In working with Nick, you will avoid high overhead costs associated with multi-layered
At Serve-U-Best Mortgage, LLC, we don't quote you a loan program until we understand your goals. We fund loans with many different credit and employment profiles. The majority of the lenders, in the industry, will quote you a rate up front without really listening to your needs. We structure first mortgages refinances, home purchases, seconds etc
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Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
10643 N Frank Lloyd Wright Blvd, Suite 103, Scottsdale, AZ, 85259
Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
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10575 N. 114th St. Suite 103, Scottsdale, AZ, 85259
Primeau Funding has been active in the financial community since 1999 securing capital for individual investors, developers and companies nationwide and internationally. We specialize in hard money and private equity participation for your commercial real estate and energy projects. We offer competitive rates on various loan types such as hard mone
