USDA and FHA Pro and Con in White-Meadow-Lake, Morris County, NJ
In the year 2025, the USDA loan limit in White-Meadow-Lake, within the county of Morris, NJ, is set at $657,900, while for a single-family home the FHA limit is $822,375.
Make use of Lendersa® USDA loan calculator to evaluate and compare the latest USDA and FHA rates. This comparison will help you determine the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, which assists you in choosing the most suitable program in according to your financial needs.
2025 Loan Limits and Downpayment Specifications in White-Meadow-Lake, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in White-Meadow-Lake, NJ
The objective of Lendersa® is to provide you with the ideal USDA or FHA loan swiftly and with ease. Select one of the three outlined starting points to be paired with lenders that offer USDA loan programs.
A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is intended exclusively for rural areas. One of its significant advantages is that it does not require any down payment, in contrast to FHA loans which necessitate a minimum down payment of 3.5%.
About Redlands Realty is a full-service real estate agency in the heart of Redlands - serving the San Bernardino and Riverside Counties. From financing to closing deals on properties, our small (but mighty) team can help you through the entire home-buying, selling, and owning experience.
490 Alabama Street, Suite 101, Redlands, CA, 92373
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005
Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
Cleveland Street Mortgage started in 1999 with Ted Robinson and Chris Butaud (with support from our silent partner and friend Vicki Adair and our first employee Karil Gray) who shared a mission to earn an excellent name in the real estate marketplace. The industry has changed a lot during the intervening years.
Pacific Mortgage with one simple goal in mind – to provide local families with the opportunity to purchase a home by helping them secure a loan to meet their individual needs at a competitive rate. At North Pacific Mortgage, we are passionately committed to serving our clients by delivering honesty, integrity and excellence in all facets business
Reality Home Solutions is a premier boutique mortgage company continuing to provide excellent customer service in the mortgage industry. With mortgage experience dating back to the early 2000s Reality Home Solutions continues to mold itself to become better, stronger & sharper within the mortgage industry despite the market challenges that arise.
Qualstar provides sound financial products and services who work hard for the money and want to make the most of it! From basic savings and checking accounts that earn interest to auto loans, credit cards, home loans and more! Use Mobile Banking to manage your account - account history & pending holds, transfers, loan payments.
