USDA Vs. FHA your options comparison in White-Meadow-Lake, Morris County, NJ
In the year 2025, the USDA loan limit in White-Meadow-Lake, within the county of Morris, NJ, is set at $657,900, while for a single-family home the FHA limit is $822,375.
Make use of Lendersa® USDA loan calculator to evaluate and compare the latest USDA and FHA rates. This comparison will help you determine the income, credit, reserves, and necessary documents required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, which assists you in choosing the most suitable program in according to your financial needs.
2025 Loan Limits and Downpayment Specifications in White-Meadow-Lake, Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in White-Meadow-Lake, NJ
The objective of Lendersa® is to provide you with the ideal USDA or FHA loan swiftly and with ease. Select one of the three outlined starting points to be paired with lenders that offer USDA loan programs.
A USDA home loan is a government-backed loan under the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is intended exclusively for rural areas. One of its significant advantages is that it does not require any down payment, in contrast to FHA loans which necessitate a minimum down payment of 3.5%.
128 Millport Circle, Suite 200, Greenville, SC, 29607
At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.
Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan
GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.
Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.
We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.
Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!
2 West Washington Street, Suite 700, Greenville, SC, 29601
Since 1950, United Community Bank has been dedicated to providing best in class service to our customers as the foundation of every relationship. We are “The Bank That SERVICE Built®” and we are committed to improving the communities we serve through the philosophy of delivering exceptional banking service.
SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
process, you can get your money and do what you want with it — usually in less than 30 days.
Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.
We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.
