For 2025, the USDA loan limit in the city of Jefferson, within the county of Morris, state of NJ, is established at $776,600. In comparison, the FHA limit for securing a loan on a single-family home is determined at $1,089,300. This vital information is crucial for potential homebuyers to understand their borrowing capacity in these regions.
To compare the most favorable USDA and FHA rates available today, you can utilize the Lendersa® USDA loan calculator. This tool assists in identifying the income, credit, reserves, and documentation needed to meet qualification criteria. Our advanced mortgage calculator allows for a comprehensive side-by-side analysis of USDA, FHA, Conforming, and VA loans. This detailed overview aids in effectively determining the ideal program for your unique financial needs, especially in regions such as .
Insights on 2025 Loan Limits and Downpayment Requirements in Jefferson, Morris county, NJ
Loan Type
Maximum Loan Limit
Down Payment Requirement
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Jefferson, NJ
The objective of Lendersa® is to swiftly and efficiently provide you with the most suitable USDA or FHA loan options. Choose from three available starting paths, each designed to align you with compatible lenders and explore suitable USDA loan programs that meet your criteria.
A USDA home loan is backed by the government’s Department of Agriculture. Commonly referred to as a USDA rural development loan or USDA mortgage, these financial products are available exclusively in rural neighborhoods. Unlike FHA loans, which mandate a minimum down payment of 3.5%, the USDA mortgage allows for zero down payment, offering a remarkable advantage for eligible borrowers in rural areas.
4091 Mount Royal Boulevard, Allison Park, PA, 15101
Enterprise Bank first opened its doors for business in October 1998. Since that day, it has continued to change the expectations small business owners have for their financial institutions. The main reason is this: Enterprise Bank is the region’s only bank created to address the particular needs of entrepreneurs, startups & businesses in distress.
Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
We are a community bank focused on doing what’s best for our customers -- whether it’s providing a new service that works for more people, or taking the time to ask what more we can do to help. We offer every convenience for banking off-site or on-line, but never, ever compromise on personal attention.
Casco Federal Credit Union is a not-for-profit financial institution that is proud to be member-owned and locally operated. With over 60 years of service in Southern Maine, we've helped tens of thousands of our neighbors build the lives they want and deserve.
From opening your first Checking Account, to financing your first home.
Go Mortgage Group is based in Richmond, Virginia and is a leader in providing home loans for properties located in the Commonwealth. We originate and process our mortgage loans in a secure digital environment, so a computer or mobile device is all you need.and Our eco-friendly doc-less approach to mortgage lending is simple and efficient.
8100 Three Chopt Road, Suite 146, Richmond Hill, NY, 23229
Academy mortgage, Inc. is a full service Mortgage Broker established in 1996. We are licensed to provide mortgages for purchase and refinance on properties located anywhere in the state of Virginia and are licensed by the Virginia SCC. NMLS ID#393150 Broker established in 1996. We are licensed to provide mortgages for purchase and refinance.
Home Loan Zone is a Virginia based mortgage company that offers high quality mortgage services to residential clients.Our mission is to help turn today’s dreams of homeownership into tomorrow’s reality.We focus on providing personal & specialized services to meet your specific needs through educating you on our full range of loan products and terms
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
