USDA Vs. FHA Pro and Con comparison in Wharton, Morris County, NJ
During 2025, the USDA loan ceiling in Wharton, located in Morris county, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Make use of the Lendersa® USDA loan calculator to evaluate the most competitive rates offered by USDA and FHA today. Determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping you to choose the best program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Wharton, County of Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Wharton, NJ
The mission of Lendersa® is to quickly connect you with the ideal USDA or FHA loan, free from complication. Choose between three starting points to link with lenders and explore USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage and backed by the Department of Agriculture, is available exclusively in rural regions. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans have no down payment condition, making them particularly attractive for rural homebuyers qualifying for this program.
Del Norte Bank was chartered as Del Norte Building and Loan Association on May 9th, 1921 by Charles W. Donnen, William Johnson, Louie Eickenrodt, J.H. Weiss, and J.P. Russell. The purpose of the building and loan was to provide a safe place to save money and to offer financing for families to build homes.
Big Horn Federal has provided residents of the Big Horn Basin with 2 essential services: a safe place for their savings & affordable mortgage funds for their home purchases. We have expanded on these services to offer checking accounts, consumer loans, debit cards, wire services, safe deposit accounts and a host of other related financial products.
Bank of the Southwest evolved from the idea that community banks continue to thrive as a vital link in the economic well-being and prosperity of thousands of small and medium-sized towns, rural areas, and urban neighborhoods throughout America. Bank of the Southwest's goal is to secure a niche in the financial services market.
313 W Country Club Road, Suite 11, Roswell, NM, 88201
The WTNM Federal Credit Union received a federal charter in 1969, after members of the WesTexas New Mexico Florist Association looked for ideas to benefit the members of the Association. The original office was in Midland, Texas, and in 1973 it was moved to Roswell, New Mexico where the volunteer manager lived and owned a flower shop.
Roswell Community Federal Credit Union Our Credit Union was originally known as the Hobbs Gulf Federal Credit Union and was organized in 1954. In October 1995; the Credit Union amended its charter to include anyone who lives or works in Roswell and changed the name to Roswell Community Federal Credit Union.
On 1952 a small nucleus of people who were affiliated with the schools of Chaves County joined together in an effort to build upon a dream. This dream was initially a concept whereby the establishment of a credit union would afford the members an opportunity to accumulate their savings and to create for them, a source of credit for provident.
Our mission and strategic plan is to remain locally owned and independent. We believe that our structure enables us to provide the highest standard in financial services including quality service, competitive products, and value to our customers.Additionally, we are committed to exploring new banking solutions.
MHFCU is a compassionate, member-oriented $75 million financial cooperative that provides opportunities for financial health and wealth building to members of the Montana Healthcare community and their families through competitively priced financial services delivered by friendly, reliable, fun service providers using the most advanced technology.
