USDA Vs. FHA your options comparison in Wharton, Morris County, NJ
During 2025, the USDA loan ceiling in Wharton, located in Morris county, NJ, is $776,600. Meanwhile, the FHA limit for a single-family home stands at $1,089,300.
Make use of the Lendersa® USDA loan calculator to evaluate the most competitive rates offered by USDA and FHA today. Determine the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans side by side, helping you to choose the best program for your specific financial needs in .
2025 Loan Limits and Downpayment Requirements in Wharton, County of Morris, NJ
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Wharton, NJ
The mission of Lendersa® is to quickly connect you with the ideal USDA or FHA loan, free from complication. Choose between three starting points to link with lenders and explore USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage and backed by the Department of Agriculture, is available exclusively in rural regions. Unlike FHA loans which require a down payment of at least 3.5%, USDA loans have no down payment condition, making them particularly attractive for rural homebuyers qualifying for this program.
City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.
Since 1964, Community National Bank & Trust has been dedicated to helping individual and business customers succeed. The mission statement of Community National is to be the bank of choice by providing exceptional service to our customers and a fair return to our shareholders. Our goal is always to serve the best interests of our communities.
At Finite Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2550 Bobcat Blvd, Suite 104, Trophy Club, TX, 76262
iMAX Mortgage is a full service mortgage broker company helping families throughout Texas live the dream of home ownership. Ray and his team will walk you through each loan program, whether it's USDA Loan, VA, FHA, or Conv financing. imaxmortgage.com is your online resource for personalized mortgage solutions
We specialize in a variety of mortgage services aimed at helping to secure all of your property-financing needs.Ask about residential & commercial loan options, including niche & portfolio loans, to help achieve your real estate investment goals.Mortgage 4 U is an independent mortgage lender for those seeking competitive rates & excellent service.
Kirkwood Bank & Trust was chartered by the North Dakota Department of Banking and Financial Institutions in February 1975 as Bank of Kirkwood Plaza. In 1981, Bank of Kirkwood Plaza was sold to a Fargo banker and re-named Dakota Bank & Trust Company. The bank was sold to its present stockholders in 1987 and re-named Kirkwood Bank & Trust.
Starion Bank is a $1.6 billion family-owned Bank providing Banking, mortgage, insurance and investment services for individuals, families and businesses across the Midwest. As an independent supercommunity Bank, we have the same services and technology as larger Banks, yet we offer personal service, make decisions locally.
We are a full-service mortgage company headquartered in Southlake, Texas. We specialize in every form of Real Estate financing. From your own home, investments properties as well as commercial financing. We also serve multiple states. Whether you are buying a home, relocating to a new area or refinancing,
