USDA Vs. FHA Pro and Con comparison in Wharton, Morris County, NJ
In 2025, USDA loan limit in Wharton, county of Morris, NJ is $776,600 while FHA limit is $1,089,300 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Wharton, county of Morris, NJ
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA loan options in Wharton, NJ
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
7301 Mission Road, Suite 254B, Prairie Village, KS, 66208
Founded in 2014 and located in the Kansas City, MO area. Licensed in MO, KS, CO, FL, and GA. We have been in the Mortgage service business for over 6 successful years. This longevity and confidence comes from our Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
7501 Mission Rd, Suite 200, Prairie Village, KS, 66208
Founded right here in the City we love, Fountain Mortgage combines more than 50 years of lending, banking and financial services expertise to provide our clients with an enjoyable and empowering experience. Our goal is to enable you, with education and guidance, to make an informed financial decision best suited to meet your needs.
5580 8th Street West, Unit 10, Lehigh Acres, FL, 33971
With over 14 years experience in the mortgage and real estate industry, Steve is a Boston native and moved to SWFL in 2003. Steve is as an experienced professional with the knowledge and expertise that you need to explore the many financing options available in today’s ever-changing mortgage environment.
3400 W Commercial Blvd, Fort Lauderdale, FL, 33309
For over 50 years, we have been serving members who are employees of the State of Florida, retirees of the Florida Department of Transportation; employees of firms who have a current contract with the Florida Department of Transportation; those who live or work in Martin, St Lucie, Indian River, De Soto, Glades, Okeechobee, or Charlotte County.
2350 West Commercial Blvd, Fort Lauderdale, FL, 33309
At Broward HealthCare Federal Credit Union, we care about you and your financial well-being. We are dedicated to providing you world class member service and the financial advantage to achieve your goals. We provides you with all the features and benefits of being a member of Broward HealthCare Federal Credit Union.
Since 2004 Universal Home Lending Corp has built tremendous pride in ourselves, ensuring that all of our clients walk into every transaction with eyes wide open. We take the necessary time to walk you through the process, guiding to make sure you're aware of the choices afforded to you.
6750 North Andrews Ave.,, Fort Lauderdale, FL, 33309
KBG TAX service your financial well being is our business. Our goal is to repair your past and prepare you to invest in to your future. We take in clients information analyze the data prepare and process the paperwork and based upon information provided we present the highest refund possible
"LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager.
L. Levin Wilson Is a licensed mortgage lending professional,"
