USDA Vs. FHA Pro and Con comparison in Wildwood, Cape May County, NJ
In the year 2025, the USDA loan limit for Wildwood, in Cape May County, NJ is set at $391,900, while the FHA limit for a single-family home is $548,550.
To compare the most favorable USDA and FHA rates available today, use the Lendersa® USDA loan calculator. It will help you understand the required income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Wildwood, Cape May County, NJ
Loan Type
Loan Limit
Down Payment
USDA
$391,900
0%
FHA
$548,550
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Wildwood, NJ
The aim of Lendersa® is to provide you with an excellent USDA or FHA loan quickly and with ease. Choose one of three starting points to align with matching lenders and USDA loan programs.
A USDA home loan, backed by the United States Department of Agriculture, is commonly known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans demand no down payment.
Kevin Polakovich and Brendan O’Driscoll founded Treadstone in 2003. From the beginning, they’ve been committed to hiring ethical business people, practicing common sense lending, and creating an environment where people work hard and play hard. They believe that happy employees produce better work which is why you’ll occasionally.
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
We provide services to persons living or working in Wayne, LaGrange, Silver Creek, Pokagon, Penn, Volinia, Marcellus, Decatur and Paw Paw townships in Cass and Van Buren counties, as well as members of their family by blood or marriage. Once a Member always a Member.The Board of Directors is made up of seven members.
At 1st Midwest Mortgage Corp., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
1619 Plainfield Avenue NE, Grand Rapids, MI, 49505
Intandem Credit Union is a financial institution based out of Kent County, Michigan. We work side-by-side together with you.
Intandem Credit Union has always focused on serving the county’s employees with superior service and helpful financial solutions. And we continue to do this today.
We are a nationwide mortgage funding company that values honesty and integrity throughout the entire organization. We offer several different types of mortgage loan products. We have Stated Loans, Bank Statement Loans, Low Doc Financing and Self Employment Loans for both Primary and Investment properties.
To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
