USDA Vs. FHA Pro and Con comparison in Bosque-Farms, Valencia County, NM
For the year 2025, the USDA loan limit in Bosque-Farms, a part of the county of Valencia, NM, is established at $285,000. In comparison, the FHA limit for a single-family home is set at $356,362.
Take advantage of the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to choose the most suitable program in based on your financial needs.
Loan Limits and Down Payment Requirements for 2025 in Bosque-Farms, county of Valencia, NM
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Choices in Bosque-Farms, NM
The primary objective of Lendersa® is to facilitate your access to an optimal USDA or FHA loan swiftly and with minimal effort. Choose from one of three introductory paths to align with lenders and suitable USDA loan programs.
A USDA home loan, backed by the government's Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is specifically available in rural communities. Compared to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment at all.
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