USDA Vs. FHA Pro and Con comparison in Albuquerque, Bernalillo County, NM
In the year 2025, the USDA loan limit in Albuquerque, Bernalillo county, NM is measured at $336,500, whereas for FHA, it is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs side by side, ensuring you choose the right solution for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Albuquerque, Bernalillo, NM
Loan Type
Maximum Loan
Minimum Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Albuquerque, NM
Lendersa® aims to promptly find you the most suitable USDA or FHA loan with minimal effort. Choose from one of three starting points to connect with matching lenders and USDA loan programs.
The USDA loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is designated for rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.
Since your home is likely to be one of your largest assets, and your mortgage your largest debt
149 West Harvard Street, Suite 302, Fort Collins, CO, 80525
Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
At Service First Financial, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism.
Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
Since our founding in 1901, we have endured numerous economic and social disturbances to become one of the strongest independent banks in the region. Our sound banking principles have provided the citizens of Stonewall County and the surrounding area a reliable financial foundation for over 110 years.
Established in 1980, in Chatham, NJ Weichert Financial Services is licensed in over 40 states and is the affiliated financial services division for Weichert, Realtors. As a Licensed Mortgage Banker, Weichert Financial Services derives its mortgage products from many sources and investors; unlike banks or savings
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
Info1st Rate Mortgage is a home mortgage and loan origination company We offer seasoned loan officers and staff to provide a high quality mortgage experience for our clients, we are local and loved to engage with local companies. Financing residential and commercial properties. We offer 100% financing options, reverse mortgages.
