USDA Vs. FHA Pro and Con comparison in Holloman-AFB, Otero County, NM
In 2025, the USDA loan cap in Holloman-AFB, within Otero county, NM, stands at $285,000, while the FHA ceiling for a single-family dwelling is $356,362.
Leverage the Lendersa® USDA loan calculator to effectively contrast today’s top USDA and FHA rates. This enables you to determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator presents an intuitive side-by-side view of USDA, FHA, Conforming, and VA loans, helping you in selecting which program in aligns with your unique financial profile.
2025 Loan Limits and Down Payment Guidelines in Holloman-AFB, Otero County, NM
Loan Type
Maximum Loan Amount
Down Payment Requirement
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Solutions in Holloman-AFB, NM
Lendersa® aims to connect you to the most suitable USDA or FHA loan, free from stress. Choose one of three starting points to align with lenders and explore various USDA loan programs.
A USDA home loan is underwritten by the U.S. Department of Agriculture, known as a USDA rural development loan or mortgage, and is primarily available in rural areas. Unlike FHA loans requiring a 3.5% down payment, USDA loans don't require any down payment.
Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
Farmers and Merchants Bank and The Bank of Fayetteville are both deeply rooted in Arkansas soil. Our tradition of community-oriented banking and providing our customers with the best financial products and services available is the foundation of our bank family.
Our mission stands tall and clear:
to promote the success.
Community Bank is a full service commercial banking institution providing modern financial services while maintaining the integrity of a "hometown" bank where decisions are made locally. Community Bank takes pride in having served the 4-County area since 1926. The headquarters of Community Bank is at 601 Iowa Ave., Dunlap, IA 51529.
Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.
3861 Ambassador Caffery Parkway, Suite 100, Lafayette, LA, 70503
US CapitalGroup Mortgage is a Veteran owned and Operated company based out of Lafayette, Louisiana. We are a client focused business bringing the best in mortgage products available at the lowest rates! Founded in Lafayette, Louisiana, US CapitalGroup Mortgage is a full service Mortgage brokerage.
