USDA Vs. FHA your options comparison in Las-Cruces, Do?a Ana County, NM
For 2025, the USDA loan limit in Las-Cruces, located in the county of Do?a Ana, NM, is set at $285,000, whereas the FHA limit is fixed at $356,362 for a single-family home.
Utilize Lendersa®'s USDA loan calculator to compare the top rates of today’s USDA versus FHA loans, and find out the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can examine USDA, FHA, Conforming, and VA loans side by side, helping you to choose the best plan for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Las-Cruces, Do?a Ana, NM
Loan Type
Loan Limit
Down Payment Percentage
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Las-Cruces, NM
Lendersa® aims to quickly connect you with the best USDA or FHA loan available, with minimal hassle. Start from one of three paths that lead to matched lenders and available USDA loan programs.
A USDA home loan, assured by the U.S. Department of Agriculture, is known as a USDA rural development loan or USDA mortgage, and is accessible primarily in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA loan needs no down payment.
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We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms
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InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
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Mobile & traditional directions to this location can be found below along with ratings lobby hours, their phone number, online banking website & additional banking informati
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The mission of the Garland County Educators’ Federal Credit Union is to provide our members with high quality, personal, financial education and services through a safe, sound, democratic alternative to traditional financial institutions.
We are a not-for-profit, member-owned, federally insured federal credit union.
Combined Federal Credit Union is a voluntary, nonprofit, cooperative association of individuals sharing a common employment bond as defined by our field of membership. Each member is an owner of the Credit Union and is entitled to a single vote regarding the business of the Credit Union.
