USDA and FHA Pro and Con in Truth-or-Consequences, Sierra County, NM
For the year 2025, in Truth-or-Consequences, within the county of Sierra, NM, the USDA loan limit is $285,000 whereas the FHA limit for a single-family dwelling is $356,362.
Harness the power of the Lendersa® USDA loan calculator to weigh today's top USDA versus FHA rates, and to pinpoint the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, simplifying the process to help identify the most suitable program for your financial circumstances in .
2025 Loan Limits and Down Payment Details in Truth-or-Consequences, Sierra, NM
Type of Loan
Loan Threshold
Required Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Truth-or-Consequences, NM
The objective of Lendersa® is to secure the best USDA or FHA loan promptly and without complications. Choose from three initial approaches that facilitate matching with lenders and USDA loan plans.
A USDA home loan is a government-backed mortgage provided through the Department of Agriculture, more commonly referred to as a USDA rural development loan. It's specifically intended for rural regions. Unlike FHA loans, which require a down payment of at least 3.5%, USDA loans do not require any down payment at all.
Advance Capital Funding, LLC, a Texas-based corporation led by Michael Berry, specializes in cutting-edge funding solutions for real estate investors. With expertise in both residential and commercial properties, we excel in expanding real estate investment portfolios. At Advance Capital Funding, we offer flexible, tailored programs ensuring swift
OMOM FCU opened its doors in 1965 with 10 members and $5.00 each. Today the credit union has over 750 members with $2.1 million dollars in assets. The credit union is governed by the National Credit Union Administration and presently has a nine-member board with a credit committee, supervisory committee and a marketing committee.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Our mission is not for profit, not for charity, but to be the financial backbone for our member-owners by providing the best products and caring professionalism to meet their needs from now and into the future.
The Credit Union is guided by the members who elect a Board of Directors at the annual membership meeting.
Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
Bank of the Flint Hills, was chartered in 1876. Experiencing steady growth for the next 70 years, the bank moved it's location in 1972 one-half block west to a new, larger, and more modern building. In the early 90's more space was needed and the data processing and bookkeeping departments were moved to the building north of the main bank.
Since our inception in 1913, the Kaw Valley State Bank & Trust Company has been the “Bank of Personal Service” for the Wamego area. We were pleased to merge with the First National Bank of Clifton in 2008. Situated on the county line between Washington and Clay counties, our Clifton location was chartered in 1878 and branched to St Marys in 1990.
Temple-Inland FCU Any full time employee or retired employee of Georgia Pacific is eligible for membership. Employees of Atlas, Katherine Sage Day Care, Diboll ISD, Crown Colony, the City of Diboll, the Correctional Center, Security & Guaranty, and Ronson may also join. If you have an account your family members.
