USDA Loan Vs. FHA loan pro & con Peralta, Valencia County, NM

In 2025, USDA loan limit in Peralta, county of Valencia, NM is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Peralta, NM

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New Mexico?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(248) 722-5574 1366 miles Lender's profile and map Reviews Connect Mortgage Funding Inc 525 East Big Beaver Road, Suite 303, Troy, MI, 48083 Our nationwide Lending Connections and our local professional Mortgage Brokers allow us to offer our clients a tailored no-hassle mortgage to fit every need and every budget. We attract clients and employees that respect the dedication of an ethical, moral, and professional job well done, we believe that is the ONLY way to do business.
(888) 778-9700 1366 miles Lender's profile and map Reviews Towne Mortgage Company 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083 "The Towne Mortgage family of companies' mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring! Headquartered in Troy, Michigan with over 30 years of experience,"
(800) 494-4975 1366 miles Lender's profile and map Reviews C 4 D Mortgage Company LLC 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083 C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(419) 798-4471 1366 miles Lender's profile and map Reviews The Marblehead Bank 709 West Main Street, Marblehead, OH, 43440 In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio. The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
(313) 459-3097 1366 miles Lender's profile and map Reviews EG Home Loans 400 Renaissance Center, Suite:2600, Detroit, MI, 48243 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
800 598 1140 1366 miles Lender's profile and map Reviews Global Generation Group LLC 400 Renaissance Center Drive, Detroit, MI, 48243 Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
(740) 397-1136 1366 miles Lender's profile and map Reviews CES Credit Union, Inc 1215 Yauger Road, Mount Vernon, OH, 43050 CES Credit Union is a not-for-profit, full-service financial cooperative owned by its members. Originally established in 1952 to serve the employees of Cooper Bessemer, CESCU is now open to everyone who lives, works, worships or attends school in Knox, Licking, Delaware, Richland and Ashland County.
(248) 687-3100 1366 miles Lender's profile and map Reviews MilMar Financial LLC 6535 Rochester Road, Suite 104, Troy, MI, 48085 MilMar Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(419) 626-4283 1367 miles Lender's profile and map Reviews Erie Community Federal Credit Union 1109 E Strub Road, Sandusky, OH, 44870 Erie Community FCU, a federally insured credit union that was founded in 1958. We are a full-service, not-for-profit financial institution owned by its members. If you have a family member (spouse, sister, uncle, nephew, grandparent, etc.) who is already a member of the credit union, you qualify to join as well, regardless if you live, work, or wor
(800) 604-9368 1367 miles Lender's profile and map Reviews Civista Bank 100 E. Water Street, Sandusky, OH, 44870 Since 1884 Civista Bank has provided financial solutions to generations of businesses, families and individuals. We're committed to developing life-long relationships built on trust, expertise, and exceptional service. As a $3.0 billion organization, our financial resources and commitment to be the community's trusted financial advisor