USDA and FHA Pro and Con in Peralta, Valencia County, NM
In 2025, the USDA loan limit for a single-family home in Peralta, located in Valencia county, NM, is $336,500. Comparatively, the FHA limit is $472,030.
With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates. It assists in understanding the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, aiding your choice for the best program in .
2025 loan limits and downpayment details in Peralta, Valencia, NM
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Peralta, NM
The primary mission of Lendersa® is to facilitate quick and smooth access to the finest USDA or FHA loans. Opt from three initial steps that align you with lenders and various USDA loan options.
The USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, offered only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment.
Global Home Finance Inc. can help you find the custom mortgage solution that fits your needs, whether you are buying your first home or refinancing an existing mortgage. We are here to help you to find the best mortgage available. Please use the links below for information about Global Home Finance Inc.'s comprehensive mortgage solutions.
405 State Highway 121 Bypass, Suite A250, Lewisville, TX, 75067
Paragon Home Resources assists seniors and others with valuable home-related services. With years of real estate and relocation experience, Paragon provides services that give people the ability to make a move quickly and easily or remain in their homes. Paragon strives to provide peace of mind and expert advice.
Mount Olive Baptist Church Federal Credit Union continues to live the credit union mission to provide excellent service to you, our members. The Board of Directors remain committed to providing products and services which will help improve the standard of living and teach you how to be better financial stewards.
1112 E. Copeland Road, Suite 330, Arlington, TX, 76011
Based in the Dallas/Fort Worth area, Micah Mortgage Services, Inc. (“MICAH”) was founded in 2002 by its principals, Rick Boggus and Teresa Jones. The owners boast over 60 years of combined experience in the banking, finance, mortgage, investment banking and regulatory industry and have established MICAH’s reputation through quality performance
Power Finance Texas was established in 1992 to offer responsible lending for fast cash to consumers with less than perfect credit. We offer a resource for cash advance loans in a professional environment. Our goal is to meet our customers’ financial needs in the most convenient way possible.
2225 E. Randol Mill Road, Suite 407, Arlington, TX, 76011
DFW SBA specializes in providing SBA 504 and SBA 7 (A) loans to eligible small to mid-sizes businesses in the State of Texas. Our primary focus is real estate and equipment loans. We work with all Texas CDCs plus other financing institutions. We are an SBA Preferred Lender in the State of Texas.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
75280 Highway 111 Suite 101, Indian Wells, CA, 92210
LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
Rubin Home Loans powered by Francis Colonial Mortgage
318 W Main Street, Suite 100, Arlington, TX, 76010
Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.