USDA and FHA Pro and Con in Reno, Washoe County, NV
In the year 2026, the USDA loan limit within Reno, located in the county of Washoe, NV, is established at $427,800. In contrast, the FHA loan limit for a single-family home is set at $621,000.
Utilize the powerful Lendersa® USDA loan calculator to compare the top rates of USDA against FHA today. This tool assists in determining the income, credit profile, reserves, and required documents to qualify. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side, all helping you determine which program in best fits your unique financial situation.
2026 Loan Limits and Downpayment Requirements in Reno, County of Washoe, NV
Loan Type
Loan Limit
Down Payment
USDA
$427,800
0%
FHA
$621,000
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Reno, NV
Lendersa® strives to quickly connect you with the best USDA or FHA loan options available, ensuring a smooth and hassle-free process. Select one of three starting points designed to effectively match you with compatible lenders and specific USDA loan offerings.
What is a USDA loan? A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture. Known also as a USDA rural development loan or USDA mortgage, it is offered in rural communities only. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage does not necessitate any down payment whatsoever, making it an attractive option for many.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.
Seagoville Federal Credit Union was founded February 14, 1949. We offer Savings, Checking, and Christmas Club accounts as well as a variety of loans including Vehicles, ATVs, Boats, RVs, Personal, Share Secured & more. We cater to government employees and their families in the Seagoville area.
3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
We are a local credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union and were a part of the Missouri Department of Transportation. We have since expanded and look forward to serving you.credit union located in Joplin, MO. Originally we were known as District 7 Highway Credit Union
Capfi Lending, LLC collects personal information (“Information”) from you through e-mail, forms, and other methods located on our website. This Information is collected only if you choose to submit it, and in submitting it you agree to have the Information handled in accord with this policy.
Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.
Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
