For 2026, the USDA loan limit in Dayton, within Lyon County, NV, is $336,500. For a single-family home, the FHA loan ceiling is $472,030.
You can utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA versus FHA rates, helping you determine necessary income, credit scores, reserves, and documentation needed to qualify. Through our comprehensive mortgage calculator, compare USDA, FHA, Conforming, and VA options side by side to decide which loan program in areas such as suits your financial needs best.
2026 Loan Limits and Downpayment Requirements in Dayton, County of Lyon, NV
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Dayton, NV
The mission of Lendersa® is to swiftly provide the most favorable USDA or FHA loan for you, with no hassle. Choose one from three initial steps to find matching lenders and specific USDA loan packages.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is designated for rural areas. Unlike FHA loans that obligate a minimum 3.5% down payment, USDA loans require no down payment, making them available in specified rural localities.
Greater Nevada Mortgage (GNM) provides home loans in both Nevada and California to assist a variety of borrowers, from investors to first-time homebuyers. GNM services many home loans locally for Nevadans, as well as borrowers in California. Founded in the Sierra Nevada region in 2001.
To help individuals and companies reach their goals by providing services that meet their needs. This will be done by creating win - win situations that promote integrity. We value character and experience and believe that everyone is capable of contributing to the value proposition.
We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
Heritage Bank of Nevada was founded in 1995, in Northern Nevada. Today, we have seven branches focusing on the Northern Nevada area located in Reno, Spanish Springs, Carson City and Carson Valley. Our goal has always been to our community's finest small and mid-sized business bank, and our focus has led to success and profitability.
Since 1952, the Reno City Employees Federal Credit Union has been offering savings and loan services to our members.
Our membership is open to employees and retirees of the City of Reno, the Reno Housing Authority, and the Airport Authority, as well as their immediate families
Epic Capital Solutions, we all come to work every day because we want to solve one of the biggest problems faced by entrepreneurs: Not having enough money to start, build or grow your dream business. We find that most people looking to fund their businesses do not possess the tools or resources needed to properly structure themselves for successful
5250 South Virginia St, Suite 360, Reno, NV, 89502
Lends in Nevada
Our goal is to deliver the very best mortgage options possible for your specific requirements... no matter the circumstances. To learn more, click on the links to the left. and We are committed to maintaining an effective and efficient organization that is open and responsive to the needs.
US Financial is located in Reno, Nevada & has built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, home builders and helping individuals and families achieve the dream of home ownership throughout Nevada. We understand you have a choice and we want to be your first choice every time.
Umpqua Bank You, your life, your money management style—all things that are more important to us than the size of your balance. We pair financial expertise with a passion for getting to know you as an individual—and it’s not just because we’re looking for new gym buddies. We’re on a mission to help you manage.
Great Basin Federal Credit Union has been a member of the community since our charter on January 11, 1951. What began as a 50 member credit union for Reno-Bell Phone Company employees has grown to a community chartered credit union serving over 20, 000 people. Our philosophy of building personable relationships.
