USDA Vs. FHA Pro and Con comparison in Spanish-Springs, Washoe County, NV
For 2025, the USDA loan limit in Spanish-Springs, located in Washoe county, NV, is marked at $368,000, while the FHA limit for a single-family home is $460,000.
Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA rates. Identify the income, credit score, reserves, and documents needed to qualify. Our advanced mortgage calculator enables a side-by-side comparison of USDA, FHA, Conforming, and VA options, assisting you in selecting the best fit for your financial situation in .
2025 Loan Limits and Required Downpayments in Spanish-Springs, Washoe County, NV
Loan Type
Limit
Down Payment
USDA
$368,000
0%
FHA
$460,000
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Spanish-Springs, NV
Lendersa® aims to provide you the best possible USDA or FHA loan swiftly and hassle-free. Choose from three initial pathways resulting in matched lenders and USDA programs.
A USDA home loan is supported by the government, specifically the Department of Agriculture, often termed a USDA rural development loan or USDA mortgage, and is exclusively offered in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, the USDA mortgage does not require any down payment.
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