USDA Vs. FHA your options comparison in Lemmon-Valley, Washoe County, NV

For 2025, in Lemmon-Valley, within Washoe county, NV, the USDA loan limit stands at $368,000, whereas the FHA limit is $460,000 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to determine top rates between USDA and FHA today. Evaluate the income, credit, reserves, and documentation required to qualify. The advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in to match your financial situation.

Review loan offerings from 100 lenders

2025 Loan Caps and Down Payment Needs in Lemmon-Valley, Washoe, NV

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Lemmon-Valley, NV

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without complications. Choose from three initial paths that align lenders with USDA loan arrangements.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NV

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. Unlike the FHA loans requiring at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Main Street Mortgage Company
  • 3100 RICHMOND AVE SUITE 107, Houston, TX, 77098
  • "Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home. We combine old fashioned values with current technology to give you the service you deserve"
  • The Houston Prime Mortgage LLC
  • 3730 Kirby Drive, Houston, TX, 77098
  • The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • PIE Credit Union
  • 12320 Main Street, Houston, TX, 77035
  • In December 1971, P.I.E. Credit Union was chartered by the State of Texas as Waukesha-Pearce Industries Employees Credit Union serving only the employees of that company. In June 1979, the charter was changed to incorporate all subsidiaries of Pearce Industries and all family members of those employees.
  • ZAPA Mortgage Inc
  • 5326 West Bellfort Street, Suite 109, Houston, TX, 77035
  • We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
  • Compare Closing LLC - Houston MORTGAGE BROKER
  • 838 E. 27th Street, Houston, TX, 77009
  • Compare Closing LLC is affiliated with best-in-class Realtors, Mortgage Brokers, and mortgage lenders. If you decide to work with us, we will make sure you get solutions for all your mortgage needs. We will be a common link between the client, realtor, and mortgage broker/mortgage lender and ensure that we are always in touch with our clients.
  • Sterling Investor Capital, LLC
  • 802 Aurora St, Houston, TX, 77009
  • We’re a private hard money equity-based lender located in Houston, TX lending hard money commercial loans and residential investment hard money loans in Texas. We work with borrowers, brokers and real estate agents across Texas. As a direct lender we can make quick in-house loan decisions unlike other lenders which can sometimes take weeks.
  • Empowerment Community Development Federal Credit Union
  • 6011 West Orem, Houston, TX, 77085
  • Empowerment Community Development Federal Credit Union (ECDFCU) is a non-profit organization cooperative association organized for the purpose o f promoting thrift among its members and creating a source of credit for provident and productive purposes. As a non-profit organization the credit union is committed to providing members
  • Farmers National Bank of Griggsville
  • 108 W Quincy, Griggsville, IL, 62340
  • Plans to form the Farmers National Bank of Griggsville began in May of 1942 by a group of local business men and citizens. Stock was solicited and by October 1942 $40, 000.00 was sold. An application for the charter was granted in December of 1942. On February 13, 1943 the doors of the new bank were opened.
  • Texas Top Mortgage
  • 2525 Robinhood, Suite 1100, Houston, TX, 77005
  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • Benchmark Mortgage
  • 2121 Watt St, Suite B, Little Rock, AR, 72227
  • Benchmark is a full-service mortgage banker and seller-servicer We are a community of mortgage professionals that are united by the Benchmark core values - success, relationship, dynamic, excellence, positive attitude. Everything we do comes back to these five defined beliefs. Adhering to these values dictates the way we think, manage our business.