USDA Vs. FHA your options comparison in Lemmon-Valley, Washoe County, NV

For 2026, in Lemmon-Valley, within Washoe county, NV, the USDA loan limit stands at $368,000, whereas the FHA limit is $460,000 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to determine top rates between USDA and FHA today. Evaluate the income, credit, reserves, and documentation required to qualify. The advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding in selecting the optimal program in to match your financial situation.

Review loan offerings from 100 lenders

2026 Loan Caps and Down Payment Needs in Lemmon-Valley, Washoe, NV

Loan Type Loan Limit Down Payment
USDA $368,000 0%
FHA $460,000 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Options in Lemmon-Valley, NV

Lendersa® aims to efficiently secure the best USDA or FHA loan for you, without complications. Choose from three initial paths that align lenders with USDA loan arrangements.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in NV

The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage, available exclusively in rural regions. Unlike the FHA loans requiring at least a 3.5% down payment, the USDA loan demands no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • BWC Lending LLC
  • 10497 Town & Country Way, Suite 734, Houston, TX, 77024
  • BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.

  • AMI Lenders Inc
  • 710 N Post Oak Rd, Suite 208, Houston, TX, 77024
  • AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing

  • Texas Funding Corporation
  • 10497 Town and Country Way, Suite 810, Houston, TX, 77024
  • Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.

  • Angelo Christian Financial
  • 800 Town and Country BLVD, Suite 500, Houston, TX, 77024
  • "Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
    WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"

  • Legacy Mortgage Services
  • 6425 Youree Drive, Suite 100, Shreveport, LA, 71105
  • "We started with a very simple idea at Legacy Mortgage – Exceed our customers’ expectations. Legacy Mortgage is a member of the Eustis Family of Companies which allows us to focus on our customer with a strong history of helping homeowners.

    Our company was established with a mission to fulfill two goals that all great organizations have in com

  • Prudent Mortgage LA LLC
  • 7591 Fern Avenue, Suite 1802, Shreveport, LA, 71105
  • There is no bigger investment you will make than purchasing your home. Prudent Mortgage LA primary focus is to administer an unrivaled experience to our clients, facilitating and acquiring financing with a personalized concierge approach. We have created and optimized our systems and work-flow to create and increase efficiency in the loan process.

  • Pierremont Mortgage
  • 6425 Youree Drive, Suite 590, Shreveport, LA, 71105
  • Pierremont Mortgage brings over 28 years of experience and stability in the Louisiana marketplace and has complete access to the best mortgage products. Combining leading technology with our expertise enables us to deliver a seamless mortgage process. Pierremont Mortgage offers many financing programs including Conventional,

  • LITTON MORTGAGE, INC.
  • 7607 Fern Avenue, Suite 1102, Shreveport, LA, 71105
  • We offer Competitive Interest Rates, Low Closing Costs, and Quick Turn Times. Our job is to serve you personally. Call or stop by our office today and let one of our Loan Professionals serve you. We look forward to hearing from you soon! A home loan is one of the biggest financial decisions that you will make,

  • ANECA Federal Credit Union
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  • ANECA Federal Credit Union has been serving the Shreveport/Bossier City area since 1939. While we do offer a variety of products and services, it is our commitment to financial well-being that makes us unlike any other financial institution. Our members are part of our family. We believe that by improving their financial lives we are helping our co

  • Barksdale Federal Credit Union
  • 9475 Ellerbe Rd, Shreveport, LA, 71106
  • In 1954, Barksdale Federal was established to serve military and civilian personnel at Barksdale Air Force Base in Bossier City. While continuing to proudly serve the men and women, and their families, of Barksdale Air Force Base, we now serve over 1000 companies, associations, and churches.

  • Prime Capital Mortgage Inc
  • 5925 Line Ave, Suite 12, Shreveport, LA, 71106
  • Prime Capital Mortgage Inc. home based in Shreveport, LA. we serve customers in the great states of Texas and Louisiana. We are always flexible enough to cover all of your financial needs, whichever those might be. Regardless of whether you’re about to make a first-time home purchase or are trying to refinance your current loan.