USDA VS FHA in Au-Sable, Clinton County, NY

In 2025, the limit for USDA loans in Au-Sable, part of Clinton county, NY, is $285,000, while for a single-family home, the FHA limit is $356,362.

Make use of the Lendersa® USDA loan calculator to compare current USDA against FHA rates and discover the income, credit, reserves, and documents required for qualification. Through our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side by side, aiding you in choosing the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Au-Sable, Clinton, NY

Loan Type Loan Limit Real Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Au-Sable, NY

The aim of Lendersa® is to provide you the best USDA or FHA loan efficiently and without any hassle. Choose one of three pathways to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

The USDA home loan, secured by the Department of Agriculture, is alternatively known as the USDA rural development loan or mortgage and is accessible only in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, the USDA mortgage needs no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Bell Credit Union has come a long way since 1938. Mrs. Verla Yelton was the first manager of the credit union. Verla and her husband, Lloyd, provided space in their home at 417 E 1st for the credit union office. The office was located there until the mid 1950’s, when it was moved to the 5th floor of the Wiley Building.
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  • 200 East 1st Avenue, Hutchinson, KS, 67501
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  • Flasher Community Credit Union is a community chartered credit union open to all people living within a 50-mile radius of Flasher, ND. We have been in business since 1939 serving the financial needs of our members. The credit union is a financial cooperative owned by its members.
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  • 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
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