In 2026, the limit for USDA loans in Au-Sable, part of Clinton county, NY, is $285,000, while for a single-family home, the FHA limit is $356,362.
Make use of the Lendersa® USDA loan calculator to compare current USDA against FHA rates and discover the income, credit, reserves, and documents required for qualification. Through our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side by side, aiding you in choosing the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Au-Sable, Clinton, NY
Loan Type
Loan Limit
Real Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Au-Sable, NY
The aim of Lendersa® is to provide you the best USDA or FHA loan efficiently and without any hassle. Choose one of three pathways to connect with lenders and USDA loan programs.
The USDA home loan, secured by the Department of Agriculture, is alternatively known as the USDA rural development loan or mortgage and is accessible only in rural areas. Unlike FHA loans, requiring at least a 3.5% down payment, the USDA mortgage needs no down payment.
Mountain Valley Federal Credit Union is a unique kind of financial self-help, non-profit institution organized in 1963 and the Mountain Valley (Peru) Federal Credit Union our members come first. The credit union exists for the benefit of its members by providing a variety of financial services and products at competitive rates
In 1971, SUNY Plattsburgh Federal Credit Union officially opened for business. Back in 1971, the SUNY Business & Economic Department, the United University Professions and Civil Service Employees, had a vision of providing a place where faculty and staff of SUNY Plattsburgh could save and get loans at fair rates.
Plattsburgh City School District Federal Credit Union
49 Broad Street, Suite 101, Plattsburgh, NY, 12901
Lends in New York
The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
Champlain National Bank’s history dates back to 1909 when Lake Champlain National Bank began operations in Westport, NY. The Champlain National Bank that exists today was formed in 1959 as the result of the merger between Essex County National Bank in Willsboro, NY (founded in 1921) and Lake Champlain
