USDA and FHA Pro and Con in Plattsburgh, Clinton County, NY
For 2025, the USDA loan limit in Plattsburgh, Clinton county, NY, is $336,500, and the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates. Determine the income, credit, reserves, and documents required for eligibility. Our advanced mortgage tool displays USDA, FHA, Conforming, and VA options side by side to help you choose the best fit program for your financial scenario in .
2025 Loan Limits and Downpayment Information in Plattsburgh, Clinton, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Plattsburgh, NY
The mission of Lendersa® is to quickly connect you with the best possible USDA or FHA loans without hassle. Choose one of three starting points to find matching lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the government's Department of Agriculture and is available only in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
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Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
As a member-owned, not-for-profit financial cooperative, BECU is guided by the credit union philosophy of “people helping people.” In fact, putting people over profit guides our everyday business decisions. Unlike many financial institutions, we aren’t owned privately. As a cooperative, we are owned by our members.
16300 Christensen Rd, Suite 350, Seattle, WA, 98188
We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
Every Door Home Loans has upgraded the traditional mortgage experience. Our innovative lending model invests more money, offer more services, and leverages resources exclusive to Every Door Home Loans. Being free of strict corporate bureaucracy allows us the ability to be nimble, innovative, collaborative, and competitive
Private Construction Lender financing Fix and Flips, Ground Up Construction, Bridge, and All-in-One Development Loans (Land acquisition too if entitled). National Coverage*. Hold and Service our own debt. Not a broker. High LTV's and competitive rates. Will work with Brokers. Give us a call for a free quote.