USDA VS FHA in Schuyler-Falls, Clinton County, NY

In 2025, the USDA loan limit for Schuyler-Falls, located within Clinton county, NY, is $285,000, whereas the FHA limit for a single-family home stands at $356,362.

Leverage Lendersa®'s USDA loan calculator to compare today’s premier USDA and FHA rates. It helps you determine the income, credit, and reserves required, alongside the necessary documents for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the appropriate program for your financial scenario in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Schuyler-Falls, Clinton County, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Reviewing USDA and FHA Loan Options in Schuyler-Falls, NY

Lendersa® is committed to connecting you quickly with the best USDA or FHA loans available, minimizing hassle. Begin with one of three key paths that result in matching lenders and suitable USDA loan schemes.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, supported by the Department of Agriculture, also called the USDA rural development loan or mortgage, is offered only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan does not demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Stuart's American Mortgage
  • 9520 Lackland Road, Saint Louis, MO, 63114
  • At Stuart's American Mortgage we want to bring back the "old time customer service"​ model. Your home is the biggest investment you will make in your life and we understand the stress getting a mortgage can bring. At Stuart's AMC you will not be tossed around from lender to lender, you will speak to the president of the company himself.
  • M1 Bank
  • 112 South Hanley Road, Suite 120, Clayton, MO, 63105
  • M1 Bank is a Boutique Financial Institution specializing in Low-to-Moderate Income Housing (LIHTC), Renewable Energy (ITC – Investment Tax Credit) and Historic Tax Credit Development Lending on a National Scale. M1 is a High-Performance Financial Institution recognized by S&P Global as one of the Top 100 performing institutions
  • Parkside Financial Bank & Trust
  • 8112 Maryland Avenue, Suite 101, Clayton, MO, 63105
  • Our values are woven into our uncommon business model, one that offers commercial banking, trust and family office services all within one organization. We develop relationships of distinction, built upon strong, lasting bonds. Our clients know we are here for them in good times and capable and trusted in the face of challenges.
  • Stifel Bank
  • 8000 Maryland Avenue, Clayton, MO, 63105
  • The Business Bank of St. Louis was founded in 2002 and became Stifel Bank on August 31, 2018. Based in Clayton, Missouri, Stifel Bank serves growing and middle market businesses and their owners with a full range of lending, deposit, treasury and private banking services. We have the flexibility and resources to offer our customers the banking
  • Enterprise Bank & Trust
  • 150 N Meramec Ave, Clayton, MO, 63105
  • We offer Banking and financial services with offices in Arizona, Kansas, Missouri and New Mexico. Member FDIC, Equal Housing Lender Enterprise Bank & Trust was founded nearly 30 years ago on the idea of serving the lifetime financial needs of privately-held businesses their owner families and other success-minded individuals.
  • Carlson Mortgage LLC
  • 7777 Bonhomme Avenue, Suite 1800, Saint Louis, MO, 63105
  • We specialize in conventional, FHA, Veterans (VA) & Jumbo Loans. We work with 8 major banks, but don't have any allegiance to a specific one. Because of that fact we are able to routinely offer you some of the lowest rates in the country. What separates us from other local brokers is that you will never have to pay ANY broker fees
  • Gateway Mortgage
  • 7733 Forsyth Blvd, Suite 1100, Saint Louis, MO, 63105
  • Gateway Mortgage is one of the longest established Missouri mortgage brokerage firms in the St. Louis region serving clients since 1990. Our company has expanded rapidly over the years but we’ve always strictly adhered to our proven business model of excellence & honesty the foundation that has made Gateway the selection of over 10, 000 homeowners
  • Heartland Credit Union - Minnesota
  • 5500 South Robert Trail, Inver Grove Heights, MN, 55077
  • Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.