In 2026, the USDA loan limit for Auburn, within Cayuga, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can look at USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .
Loan Limits and Downpayment Requirements for 2026 in Auburn, Cayuga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Auburn, NY
Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Select one of three starting points to match with lenders and discover available USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.
2000 S Colorado Blvd, Twr 3, Suite 950, Denver, CO, 80222
M2 Lending Solutions is a full-service independent Denver mortgage lender and home loan company serving only Colorado. We work with first-time home buyers, investors, commercial developers, and everyone in between to match you with the mortgage product that is right for you. If you’re buying property,
1720 S Bellaire Street, Suite 804, Denver, CO, 80222
Acclaim Mortgage, Inc., in Denver, Colorado, wants to help you qualify for a home loan, even if your credit is not perfect. Difficult credit loans can turn you into a homeowner. Our loan experts will provide options to qualify for commercial properties, such as land, building sites, non-conforming property, rural property, and working farms
Young Americans Center for Financial Education is a unique organization located in Denver, Colorado. We operate both a non-profit 501(c)3 organization and a for-profit entity. While both entities share a common mission, the finances and operations of the two are completely separate
mhm lending is Colorado’s premier lending partner offering curated mortgage solutions to help you achieve your financial goals. With deeper home loan expertise and unmatched service, mhm lending provides a remarkable home loan experience designed specifically for you. We are committed to providing customized mortgage products
201 Columbine Street, Suite 300, Denver, CO, 80206
Having the entire mortgage loan process contained under one roof allows us to quickly & efficiently close your loan- in as little as 14-days. Using the newest mortgage & home loan products and underwriting our own files allows us to approve loans & get mortgage rates that other lenders can’t. The Home Loan Expert works hard to make it easy on you!
Denver Lending is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity We get calls every day asking what our rate is, but a competitive rate is only part of what a home buyer should be concerned with. The overall financial health, which includes an educated and holistic approach.
Our mission at Columbine Mortgage is to help guide our clients and business partners through the mortgage lending process — consistently providing insightful advice and maintaining the highest standards of professional service to build enduring relationships and Our approach to the mortgage business is informed by years of experience.
Accept.inc, the first iLender, is technology-enabled lender that empowers buyers who qualify for a mortgage to submit all-cash offers on homes at no additional cost. Accept.inc’s mission is to empower a cash offer on every home, leveling the playing field. Accept.inc sets itself apart with a frictionless customer experience
