USDA Loan Vs. FHA loan for Auburn, NY [Cayuga County ]

In 2026, the USDA loan limit for Auburn, within Cayuga, NY, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates, determining the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can look at USDA, FHA, Conforming, and VA options side by side to find the best fit for your financial situation in .

Understanding USDA and FHA Loan Options in Auburn, NY

Lendersa® aims to connect you with the best USDA or FHA loans quickly and without hassle. Select one of three starting points to match with lenders and discover available USDA loan programs.

Explaining USDA Loans in NY

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is a government-backed loan through the Department of Agriculture, available only in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment at all.

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(608) 755-6065 Lender's profile and map Reviews Blackhawk Community Credit Union 2640 West Court Street, Janesville, WI, 53548 Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.
(608) 243-5000 Lender's profile and map Reviews Summit Credit Union 1709 Landmark Dr, Cottage Grove, WI, 53527 Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
(608) 837-4511 Lender's profile and map Reviews Bank of Sun Prairie 228 East Main Street, Sun Prairie, WI, 53590 Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
(608) 834-5000 Lender's profile and map Reviews Educated Mortgage Services, LLC 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590 Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
(844) 426-6733 Lender's profile and map Reviews Compeer Financial 2600 Jenny Wren Trail, Sun Prairie, WI, 53590 Compeer Financial is a member-owned, Farm Credit cooperative serving and supporting agriculture and rural communities. We provide loans, leases, risk management and other financial services throughout 144 counties in Illinois, Minnesota and Wisconsin. Based in the upper Midwest, Compeer Financial exists.
(815) 434-8475 Lender's profile and map Reviews Ottawa Hiway Credit Union 700 East Norris Drive, Ottawa, IL, 61350 Your credit union is a cooperative financial institution that is governed by a Board of Directors. The Board is composed of volunteers who must be members in good standing of the Ottawa Hiway Credit Union. They were elected at the Annual Meeting in January 2022 The credit union employs three full-time staff members.
(815) 433-1496 Lender's profile and map Reviews Financial Plus Credit Union - Illinois 800 Chestnut Street, Ottawa, IL, 61350 Financial Plus Credit Union is a financial cooperative, owned & operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in a variety of savings accounts & money in turn is lent to other members. Every member of Financial Plus has one vote, regardless of how much has on deposit.
(815) 434-0044 Lender's profile and map Reviews The First National Bank of Ottawa 701 LaSalle Street, Ottawa, IL, 61350 The First National Bank of Ottawa has marked over 150 years of innovation, bold initiative, and community leadership as an independent community bank. The following provides an overview of some historic highlights and insight into the traditions that have served us well, both as an integral partner in the development of our communities.