USDA and FHA Pro and Con in Owasco, Cayuga County, NY
In 2026, the USDA loan limit for Owasco in Cayuga county, NY, is set at $336,500, while the FHA limit for a single-family dwelling is $472,030.
With the Lendersa® USDA loan calculator, you can compare the latest USDA and FHA rates. Assess the income, credit score, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in Owasco, Cayuga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Owasco, NY
The goal of Lendersa® is to secure the best possible USDA or FHA loan for you swiftly and without hassle. Pick from one of three starting points to match with lenders and USDA loan offerings.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. Available exclusively in rural neighborhoods, this loan requires no down payment unlike FHA loans that need a minimum of 3.5% down payment, offering a distinct advantage for qualified borrowers.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
10101 W Sample Rd, Suite 323, Coral Springs, FL, 33065
Corporate Capital Direct is a nationwide Financial Service Company serving all 50 states, with multiple offices located around the country.Our team of specialized finance professionals are there to provide the business owner with the funding options and resources to overcome the challenges of maintaining a successful business.
3111 N University Drive, Suite 613, Coral Springs, FL, 33065
Listing, Selling and renting South Florida Real Estate for over 15 years. Real estate listing, homes for sale, homes for rent, apartments for rent, foreclosure for sale, foreclosure list, Parkland homes, Coral springs homes, Pembroke homes, Parkland real estate, Short sale, HUD homes, Mortgages, FHA loans,
2801 N. University Dr 204, Coral Springs, FL, 33065
Residential Savings Mortgage, Inc., a Licensed Mortgage Brokerage Business, is committed to providing you with the very best mortgage solutions for your current financial situation. Our Management Team has over 70 years of experience in the mortgage industry and are always available in the office during regular business hours.
10101 W. Sample Road, Suite 305, Coral Springs, FL, 33065
Supreme Lending, one of the most respected Mortgage Bankers, was established in 1999 by Scott Everett. Having an extensive business and mortgage background, Mr. Everett has secured the respect of mortgage professionals and is committed to attracting not only the most professional loan officers but also the most cutting edge loan products
Ace Mortgage Loan Corporation was created in 1996 to help people achieve their American Dream. Long before “bubbles”or “collapses”, Ace Mortgage Loan Corporation was representing client’s interests in navigating the mortgage market with knowledgeable friendly staff and a leading research and compliance team.
10101 West Sample Road Suite 202, Coral Springs, FL, 33065
Primeco Mortgage Corporation (PMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind.
2900 N University Drive, Suite 52, Coral Springs, FL, 33065
Halo Mortgage, we are passionate about who we are and what we do and a lot of that is because we feel that our Mortgage Broker model is Better than the rest. Not only is it Better for us (we don’t like limitations) but it’s Better for you too. Halo Mortgage, offering personalized mortgage solutions
Founded in 1997, Edison National Bank, and its Bank of the Islands offices, is the oldest locally owned and managed independent community bank in Lee County. Dedicated to providing genuine personal services and on-site decision making, we have an undeniable interest in the future growth and well-being of the community we serve.
Florida Mortgage Funding Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that e
