USDA Vs. FHA Pro and Con comparison in Sennett, Cayuga County, NY
For 2025, the USDA loan limit within Sennett, situated in Cayuga County, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side to identify which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Sennett, Cayuga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sennett, NY
Lendersa® aims to quickly secure you the best USDA or FHA loan available. Choose between three starting pathways to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also termed a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
520 Jefferson Avenue, 5th Floor, Suite 501, Jeannette, PA, 15644
JDMH FCU is a democratic, non-profit financial organization chartered by the Federal Government which is owned & operated by the members and exists solely to benefit them. Membership is open to all employees of Excela Health Westmoreland Hospital; retirees of Mercy Jeannette Hospital; Excela volunteers; employees of the credit union.
Franklin Regional Schools Federal Credit Union was founded in 1967 to give the faculty and administration of the school district a convenient means to obtain loans and other financial services. Currently FRSFCU has 450 members and has been helping its members obtain the financing necessary to meet their individual needs.
The Elliott Community FCU, Founded in 1935, is unique in the fact that all of our local branches were homes converted into office space. Membership is open to anyone who Lives, works, worships or attends school in Westmoreland County. We strive to provide our members with unique and personalized customer service that they cannot get.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.
8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending
100 Owings Court, Suite 13, Reisterstown, MD, 21136
HFS Financial Services offers consumer financing for swimming pool and home improvement projects in all 50 states. 100% No Money Down, & No Equity Required! Loan amounts up to $250, 000 starting at 2.99%.
Call 1-800-254-9560 or apply online today!
Now, you can finally get that in-ground pool or remodeled bathroom you've always wanted
We offer commercial financing for non-owner occupied rental properties, strip shopping centers, apartment buildings, rental homes Serving the investor community of Maryland, Baltimore City, DC and Northern Virginia since 1992 we provide a fast track seemless process to obtaining loans.
As a credit union, Energy People is owned and governed by our 1, 350 members. We were founded as a not-for-profit financial cooperative in 1960 by our original members who shared the common bond of employment in Public Service Electric and Gas in Moorestown. The employees pooled their savings and lent money to each other at low interest rates.
