USDA Loan Vs. FHA loan for Sennett, NY [Cayuga County Rates 2023]

In 2025, USDA loan limit in Sennett, county of Cayuga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sennett, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(952) 873-2296 865 miles Lender's profile and map Reviews First National Bank Minnesota 201 W. Main Street, Belle Plaine, MN, 56011 Through our four banking offices, we serve nonprofit organizations, businesses, agriculture, and individuals with a combination of responsive, personal service, and high-quality products. Our aim is to remain one of the area's most successful and respected financial organizations by creating.
(573) 214-4207 866 miles Lender's profile and map Reviews Shelter Insurance FCU 1817 West Broadway, Columbia, MO, 65218 Shelter Insurance Federal Credit Union was chartered by the State of Missouri in 1958 to serve its members in financial matters—to promote thrift among members by providing an opportunity to accumulate savings and a source of credit at fair and reasonable rates. The Credit Union received a federal charter in 1979,
(573) 874-1477 866 miles Lender's profile and map Reviews MISSOURI CREDIT UNION 111 E Broadway, Columbia, MO, 65205 We are not a bank. We are member–based. When you work for your members, you deliver a completely different experience. At Missouri Credit Union, our members matter and we’re committed to seeing them and their money do more. Serving central Missouri, with branches in Columbia and Jefferson City.
(205) 487-4277 866 miles Lender's profile and map Reviews Citizens Bank of Winfield 236 Bankhead Highway, Winfield, AL, 35594 The Citizens Bank of Winfield is located in Winfield, AL. Our primary mission has always been to serve the banking needs of the community & a part of this has been keeping the bank financially strong and safe. With the economy in a weakened condition, it is important for our bank to remain strong & safe to retain the confidence of our customers.
(334) 844-4120 866 miles Lender's profile and map Reviews Auburn University Credit Union 1290 S. Donahue Drive, Auburn, AL, 36832 Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.
(515) 967-9984 866 miles Lender's profile and map Reviews Legacy Bank. 502 8th St. SW, Altoona, IA, 50009 At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
(952) 992-9315 867 miles Lender's profile and map Reviews Roseth Mortgage LLC 18990 238th Avenue Northwest, Big Lake, MN, 55309 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(573) 657-3343 867 miles Lender's profile and map Reviews River Region Credit Union 400 East Broadway, Ashland, MO, 65010 River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
(912) 285-9728 867 miles Lender's profile and map Reviews Ware County School Employees Federal Credit Union 1301 Bailey Street, Waycross, GA, 31501 The Ware County School Employees Federal Credit Union was established in 1962. Our field of membership consists of employees and immediate family members of the Ware County Board of Education and Okefenokee RESA. The mission of WCSEFCU is to provide the highest quality of financial services and customer service to support the financial needs
(573) 422-3323 867 miles Lender's profile and map Reviews Maries County Bank 205 Highway 63 N, Vienna, MO, 65582 On August 7, 1900, eight men affixed their signature or mark to the handwritten letter requesting a charter for a bank in Vienna. These founders of The Maries County Bank were John Coates, Thomas Felker, J.H. Roberts, John Otto, T.F. Branson, Antone Feldkamper, John Birmingham and Peter Redel.
(515) 232-1654 868 miles Lender's profile and map Reviews River Valley Credit Union IA 2811 East 13th Street, Ames, IA, 50010 We're a community credit union in Iowa serving people who live or work in Story county and the surrounding counties. We first opened in Ames, Iowa in October of 1961, and since then have grown to serve over 5,800 members with greater than $91 million in assets.We invite you to help us grow even more by opening YOUR membership today!