USDA Loan Vs. FHA loan pro & con for Sennett, Cayuga County, NY

In 2025, USDA loan limit in Sennett, county of Cayuga, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Sennett, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(712) 527-5229 989 miles Lender's profile and map Reviews Glenwood State Bank IA 32 North Walnut Street, Glenwood, IA, 51534 Glenwood State Bank is a family owned bank that has been proudly serving Southwest Iowa since 1899. Our guiding principle is to develop strong relationships with our customers that last for generations while being an integral piece of our communities to help them prosper and grow.
(386) 968-2286 989 miles Lender's profile and map Reviews Priority Processing Mortgage Group 2281 Marsh Rd, North Deland, FL, 32724 Priority Processing Mortgage group is a third party contract loan processing company created to help lenders, Loan officers and Mortgage brokers fill a need in their day to day operations. We understand the time and effort it takes to earn the trust and build relationship with your realtors and referral partners.
(850) 892-2024 989 miles Lender's profile and map Reviews Walton County’s First Credit Union 1586 US Highway 90 West, Defuniak Springs, FL, 32433 Walton County Teachers’ Federal Credit Union is a non-profit financial organization owned and operated by you, the members, for the benefit of all who belong. We were chartered in 1961 to serve all school personnel of the Walton County School Board, in Walton County, Florida. The credit union expanded its field of membership.
(218) 983-3241 989 miles Lender's profile and map Reviews Community Development Bank 516 Main Street, Ogema, MN, 56569 Community Development Bank was founded in 1906 and purchased by three non-profit Community Development Corporations in 2001. A for-profit financial institution owned by non-profit Community Development Corporations is very unique and brings significant economic development resources to the communities we serve
(601) 483-7307 989 miles Lender's profile and map Reviews MERIDIAN MS AIR NATIONAL GUARD FEDERAL CREDIT UNION 6225 M Street, Building 305, Meridian, MS, 39307 The Meridian MS ANG Federal Credit Union was chartered in 1963 as a non-profit financial organization that is regulated by the Nation Credit Union Administration (NCUA). Our Credit Union is owned and operated by its members for the benefit of all members. Our goal is to help each other by providing a quick economic source of confidential credit
(712) 722-0100 992 miles Lender's profile and map Reviews Peoples Bank 1701 S Main Ave, Sioux Center, IA, 51250 Peoples Bank is a locally owned, full service community bank that serves Northwest Iowa and Southwest Minnesota. With offices in Rock Valley, Lester, Sioux Center, Akron, Sheldon, Hawarden, Hinton, Sioux City, IA, and Jasper, MN, we are equipped to serve our customers in their very own community.
(712) 722-4846 992 miles Lender's profile and map Reviews American State Bank 525 N Main Ave, Sioux Center, IA, 51250 At American State Bank, we are committed to the accomplishment of our mission, adherence to our values, and the belief that employees are our number one resource. We expect all employees to support and commit to our values and behavioral expectations. We currently have 9 locations, Sioux Center Downtown Campus, Alton, Alvord, Granville, Hospers.
(305) 527-4792 992 miles Lender's profile and map Reviews Isaza International Mortgage Bankers Corp 4868 Northeast 60th Terrace, Ocala, FL, 34488 Isaza International Mortgage Bankers Corp is a boutique style mortgage brokerage agency committed to reviving the lost art of delivering exceptional personal service. Our loan officers have the experience, the tools and untiring determination to exceed your expectations. The market is in a constant state of transition.
(833) 253-2265 992 miles Lender's profile and map Reviews De Witt Bank and Trust Company 2nd And Jefferson Streets, De Witt, AR, 72042 Stone Bank understands the special needs of agricultural producers and rural homeowners. Our farm lenders are trained specialists with the training and expertise to understand all facets of poultry and cattle lending. We understand the complexities that can be associated with poultry and cattle loans, which is why we custom tailor agriculture loans
(712) 546-7676 992 miles Lender's profile and map Reviews N W Iowa Credit Union 1411 Industrial Road SW, Le Mars, IA, 51031 N.W. Iowa Credit Union/Community is a member owned, non-profit financial institution providing personalized, competitive services that promote the economic well-being of our present and future members. N.W. Iowa Credit Union/Community is the product of a merger in September 1994 between the Blue Bunny Employees Credit Union
(712) 546-4175 992 miles Lender's profile and map Reviews Prime bank 37 1st Ave NW, Le Mars, IA, 51031 Primebank has been an integral part of the growth and development of the communities it serves. In 1891, the bank was founded with the name German State Bank. Security Bank, founded in 1889, was sold to German State Bank that same year. While still the same banking institution, our bank has changed its name several times.