USDA Vs. FHA your options comparison in Sennett, Cayuga County, NY
For 2026, the USDA loan limit within Sennett, situated in Cayuga County, NY, stands at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, explore USDA, FHA, Conforming, and VA loans side by side to identify which program in best suits your financial needs.
2026 Loan Limits and Downpayment Requirements in Sennett, Cayuga, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Sennett, NY
Lendersa® aims to quickly secure you the best USDA or FHA loan available. Choose between three starting pathways to connect with matching lenders and suitable USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also termed a USDA rural development loan or USDA mortgage—is specifically available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Ben E. Keith Company is the sole sponsor of Ben E. Keith Employees FCU. We offer membership to only the employees, retirees and eligible family members of both the Food and Beverage divisions of Ben E. Keith Company. We can proudly say that we have remained true to the uniqueness of credit unions
Worthington National Bank is one of the few locally owned and operated banks in Tarrant County and puts a priority on relationship-based banking. There are no 1-800 numbers and no automated phone systems. Offering checking, savings, money market accounts, loans and mortgage services, Worthington National Bank has a philosophy that all customers
CapTex Bank offers a variety of loans to help you achieve your goals whether it be buying a new home, opening a small business, or sending your child to the college of their dreams.
Our knowledgeable loan representatives are here to assist you in deciding what loan best fits your needs in a friendly, non-intimidating environment
801 Cherry Street, Suite 3500, Fort Worth, TX, 76102
GM Financial is the wholly owned captive finance subsidiary of General Motors and is headquartered in Fort Worth, Texas. We are a global provider of auto finance solutions, with operations in North America, South America and Asia. Through our long-standing relationships with auto dealers.
600 West 6th Street, 4th Floor, Fort Worth, TX, 76102
Global Key Capital is dedicated to helping all our clients find the best rates & guiding you throughout the entirety of your financing journey.We help each client reap the rewards of finding the perfect lending solution.Global Key Capital offers a vast network of options paired with local experience & educated guides to match with the best loan.
VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.
201 Commerce St, Suite 1445, Fort Worth, TX, 76102
At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital
JH Moore Inc, where we specialize in residential mortgages. At JH Moore Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service.
It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.
1150 South Freeway, Suite 215, Fort Worth, TX, 76104
Alliance Lending Corporation is licensed and regulated by the U.S. Small Business Administration as a Certified Development Company (CDC)and 504 Lender. Originally chartered in 1976 as the Fort Worth Economic Development Corporation, our name change to Alliance Lending became effective in 2005.
Peoples State Bank is a community bank that has been serving the Lake Livingston Area since 1921. In January 1986 the bank was purchased by AmTex Bancshares, Inc, a bank holding company located in Orange, Texas. Peoples State Bank’s main location is headquartered in Shepherd, with branch location in Coldspring and Livingston.
