For 2025, in the county of Nassau, located in Bellmore, NY, the lending limit for a USDA loan is $0. In comparison, the FHA maximum for a single-family residence is $1,089,300.
Utilize the Lendersa® USDA loan calculator to weigh today's most competitive USDA versus FHA rates. This tool also unveils the income, credit, reserves, and documentation necessary for qualification. Featuring an advanced mortgage calculator, it offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans in
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| Type of Loan | Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conforming Conventional | $1,089,300 | 3% |
Lendersa® is dedicated to finding you the optimal USDA or FHA loan effortlessly and promptly. Choose one of the three paths to discover compatible lending partners and USDA loan packages.
The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, no down payment is mandatory for a USDA loan.
Enter your location to find out if it qualifies for USDA rural housing loan?
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