USDA Loan Vs. FHA loan for Bellmore, NY [Nassau County ]

For 2025, in the county of Nassau, located in Bellmore, NY, the lending limit for a USDA loan is $0. In comparison, the FHA maximum for a single-family residence is $1,089,300.

Utilize the Lendersa® USDA loan calculator to weigh today's most competitive USDA versus FHA rates. This tool also unveils the income, credit, reserves, and documentation necessary for qualification. Featuring an advanced mortgage calculator, it offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans in , helping you select the most suitable program for your unique financial landscape.

Considering USDA and FHA loan options in Bellmore, NY

Lendersa® is dedicated to finding you the optimal USDA or FHA loan effortlessly and promptly. Choose one of the three paths to discover compatible lending partners and USDA loan packages.

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Explaining the USDA Loan in NY

The USDA home loan is a government-backed mortgage from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, no down payment is mandatory for a USDA loan.

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(601) 736-2601 Lender's profile and map Reviews Citizens Bank Columbia 814 Main Street, Columbia, MS, 39429 Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
(320) 547-2442 Lender's profile and map Reviews First State Bank of Swanville 306 Degraff St, Swanville, MN, 56382 The First State Bank of Swanville was chartered on June 17, 1907. The name remains the same and has survived major economic challenges of the great depression and several wars. We have emerged from those challenges and 100 years later we continue in that tradition as we remain financially strong and family owned and operated.
(816) 221-2734 Lender's profile and map Reviews Holy Rosary Credit Union 533 Campbell Street, Kansas City, MO, 64106 We offer Online Banking, Visa Credit Cards, Financial Education, Checking and Savings accounts, Secured and Unsecured Loans and Mortgages. We also offer Credit Builder education, Preparing for a Mortgage education and Business accounts. Holy Rosary Credit Union is a financial cooperative owned by all its members.
(855) 659-1656 Lender's profile and map Reviews Commerce Bank 1000 Walnut Street, Kansas City, MO, 64106 At Commerce Bank, we know life’s best moments can come with some financial complexity. Our job is to help people and businesses navigate challenges so they can get back to focusing on what matters most. We do this by getting to know our customers and communities and accepting their goals as our own to deliver the right financial solutions.
(800) 867-2265 Lender's profile and map Reviews Bank Midwest 1111 Main St, Kansas City, MO, 64106 Bank Midwest is a leading community banking franchise, headquartered in Kansas City, Missouri. We serve clients throughout Missouri & Kansas by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service.
(816) 936-5050 Lender's profile and map Reviews KC Area Credit Union 601 E. 12th St, Room G-61, Kansas City, MO, 64106 We pride ourselves on our motto, “Small enough to know you, large enough to serve you”. Formed in 1946, we now serve government (federal, state, county, or city) employees, current and retired working in Johnson and Wyandotte counties in Kansas and Jackson and Clay counties in Missouri.
(913) 381-5400 Lender's profile and map Reviews Capitol Federal Savings Bank 8781 N. Ambassador Drive, Kansas City, MO, 64154 For more than 125 years, Capitol Federal® has implemented our True Blue® philosophy of Safety in Savings, Sound Lending Policies, Quality Customer Service and Commitment to Community. These traditions have created the values we honor today, and will help shape our tomorrow. CapFed® employees are True Blue and take pride in their work
(660) 582-5747 Lender's profile and map Reviews Northwest Missouri Regional Credit Union 26155 Stolls Country Lane, Maryville, MO, 64468 Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
(601) 894-2831 Lender's profile and map Reviews Copiah Bank 101 Caldwell Drive, Hazlehurst, MS, 39083 October, 1891, the founders of Copiah Bank opened our doors in service to families and business owners who were largely ignored by bigger-city banks. Theirs was a vision of a bank that would provide responsive solutions, exceptional service, fiscal integrity, and value for those we serve.
(866) 845-9545 Lender's profile and map Reviews Lead Bank 1801 Main St, Kansas City, MO, 64108 Lead Bank is where expertise, experience and technology unite the people behind inspired businesses. We take pride in working side by side with companies to grow bottom lines that become cornerstones of the community. We’ve always been a bank that leads the way, not follows the herd. In 2010.
(877) 712-2265 Lender's profile and map Reviews Academy Bank 2101 W. Pennway, Kansas City, MO, 64108 Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
(913) 205-3654 Lender's profile and map Reviews Clear Mortgage 325 Southwest Boulevard, Kansas City, MO, 64108 We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.