USDA Vs. FHA your options comparison in North-Merrick, Nassau County, NY
In the year 2025, the USDA loan cap in North-Merrick, located in the county of Nassau, NY, stands at $0, whereas for a single-family dwelling, the FHA limit is $822,375.
To compare today's top USDA rates against FHA, utilize the Lendersa® USDA loan calculator. Determine the necessary income, credit score, reserves, and documents required to qualify. Our sophisticated mortgage calculator lets you compare USDA, FHA, Conforming, and VA programs side by side, aiding in choosing the right fit for your unique financial needs in locations like Alabama.
Loan limits and down payment requirements for 2025 in North-Merrick, county of Nassau, NY
Loan Program
Limit
Required Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in North-Merrick, NY
The mission of Lendersa® is to quickly facilitate your access to the best possible USDA or FHA loan without effort. Choose one of three approaches to connect with lenders and USDA loan schemes.
USDA loans, guaranteed by the U.S. Department of Agriculture, also called USDA rural development or USDA mortgages, are geared towards rural areas. Unlike FHA loans, which mandate a 3.5% down payment, USDA loans allow a no-down-payment option.
2101 Northwest Corporate Blvd, Suite 410, Boca Raton, FL, 33431
We are able to offer the best pricing available to Florida homeowners and homebuyers. Located in Broward County, Florida, Base Rate Mortgage is a Florida company that serves Florida homeowners only. With 30 years of residential lending experience, the team at Base Rate Mortgage will deliver an industry leading price quote.
2790 N Federal Hwy, Suite 201, Boca Raton, FL, 33431
Our business takes great pride in helping our clients make their dreams come true. We know that buying a home is one of the biggest financial decisions one can take, therefore we make sure we follow along and guide them in every step of the way.We've been helping customers afford the homes of their dreams for many years and we love what we do.
We believe that delivering exceptional service to our customers will begin with people and end with technology. Using technology and automation to create transparency and an easy to understand process, we believe Strong Home Mortgage can provide a unique and efficient loan experience.
Dreamlink Mortgage. We are a full-service mortgage company based in Boca Raton, FL. We specialize in FHA, VA, Conventional Home Loans, Commercial Loans, and Home Purchase Loans in Boca Raton. We also serve the surrounding cities in Palm Beach County. Whether you are buying a home or refinancing in the zip code 33431.
KESSNER FINANCIAL, INC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans which best suit our clients needs. We believe that the best borrower is an educated borrower. It is for this reason that we work closely with them to insure that their financing is intergrated as part.
"City First Mortgage Services, we are a unified group of experienced loan professionals who know how to have fun in the mortgage industry. Our culture celebrates each team member’s individuality and creativity. We know there is not ONE right way to get the job done, therefore, we encourage innovative minds
4800 N. Federal Highway, Building E, Suite 200, Boca Raton, FL, 33431
NP, Inc. is a mortgage company with a 24 year history of helping people become new home owners and refinancing others into a better financial situation. Serving clients needs is the core of our business. This basic principle of putting “the client first” is the reason we close loans based upon relationships, not leads.
CAPITAL FUNDING FINANCIAL IS A LICENSED FAMILY-OPERATED AND PRIVATELY FUNDED LENDER ON INVESTMENT PROPERTIES NATIONWIDE.
WE OFFER OUR CLIENTS THE ABILITY TO CLOSE A LOAN IN DAYS NOT WEEKS DUE TO OUR STREAMLINED INTERNAL UNDERWRITING, SELF-FUNDING, AND IN HOUSE LEGAL COUNSEL. WE ARE A+ RATED WITH THE BETTER BUSINESS BUREAU
Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
LendingOne is a direct private lender for Real Estate professionals. We offer fix/flip bridge loans and long term rental financing. Not a broker nor a bank, but a fully funded lending partner that can close consistently and help you grow your business.and alsoLendingOne uses our own capital, an easy online application.
