USDA Vs. FHA your options comparison in Wantagh, Nassau County, NY

In 2025, the USDA loan limit for Wantagh, located in Nassau, NY, stands at $0. In contrast, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial needs in .

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2025 Loan Limits and Down Payment Details in Wantagh, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Wantagh, NY

Lendersa® is focused on connecting you with the best USDA or FHA loans quickly and without any hassle. Choose from one of three starting methods to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement, making them more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Sequoia Federal Credit Union is a member-owned cooperative, providing friendly, professional financial services, while ensuring safety, stability, and future growth. On February 25, 1952, a small group of teachers held a final organizational meeting to establish the Redwood City Elementary Schools Credit Union and to elect its initial officers.
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