In 2026, the USDA loan limit for Wantagh, located in Nassau, NY, stands at $0. In contrast, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator helps you view USDA, FHA, Conforming, and VA loans side by side, assisting in choosing the best program for your financial needs in .
2026 Loan Limits and Down Payment Details in Wantagh, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Wantagh, NY
Lendersa® is focused on connecting you with the best USDA or FHA loans quickly and without any hassle. Choose from one of three starting methods to align with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is specifically designed for rural neighborhoods. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans have no down payment requirement, making them more accessible.
Our Company, Mortgage Professionals Corp. was started in 1991 and over the years, we have helped thousands of clients to obtain a mortgage both on purchases as well as refinances. Since we are Mortgage Brokers we have a database of several lenders, Bankers, Investors and private lenders and we cater in helping all types of clients.
At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.
3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
Lends in New York
UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.
1900 Hempstead Turnpike, Suite 408, East Meadow, NY, 11554
Lends in New York
Since 1970 Lufthansa Employee Federal Credit Union has been there for all Lufthansa Group companies delivering financial security and service. We are employee owned and non-profit so whether you are getting a mortgage or loan, or saving for that something special, your Credit Union is here to help.
2575 Hempstead Turnpike, Suite 300, East Meadow, NY, 11554
Lends in New York
We offer a full suite of retail banking products, services and financial solutions for consumers and small businesses. On a monthly basis, our members rate us with high marks for the service we provide to them in meeting their banking needs We encourage you to learn more about our Credit Union and see how we can help improve your financial well-bei
We are a full service residential and commercial Mortgage Broker with more than 14 years in the business. Since our inception in 2000 Sunrise Mortgage Company, Inc. has set itself apart from the competition by adjusting to today’s market. We offer a wide array of mortgage products for New Home Purchases
#### Your Partner in Financial Growth ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling
Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
Bethpage Federal Credit Union has been serving its members and their communities for 80 years. Just like when we first opened our doors for Grumman employees in 1941, we’re keeping our promise to continuously meet the changing needs of our members with personal service and value.
