In 2026, for the USDA loan in Bronxville, Westchester, NY, the limit is $0, while for an FHA loan, it is $1,089,300 for a single-family residence.
Use the Lendersa® USDA loan calculator to compare top USDA and FHA rates today. Determine the income, credit score, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side to help you select the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conforming Conventional | $1,089,300 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan for you, without hassle. Select one of three starting points to connect with matching lenders and explore USDA loan options.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available exclusively in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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