USDA Vs. FHA your options comparison in Eastchester, Westchester County, NY

In 2025, USDA loan limit in Eastchester, county of Westchester, NY is $0 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Eastchester, county of Westchester, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Eastchester, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lend Me Mortgage LLC
  • 20200 W Dixie Hwy, Suite 1105A, Aventura, FL, 33180
  • Lend Me Mortgage, LLC is one of South Florida’s leading entities. We offer high-quality mortgage services to residential and commercial customers. Our primary goal is to provide our customers with exceptional service while keeping them informed and educated throughout the process. We have over 20 years of mortgage knowledge and the resources needed
  • Shoreline Mortgage Inc
  • 20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
  • Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.
  • Loansmarter.com
  • 20200 W Dixie Hwy, Suite 1208, Miami, FL, 33180
  • At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.
  • Harmoney Capital
  • 20900 NE 30th Ave Suite 200-09, Miami, FL, 33180
  • Harmoney Capital LLC. was founded in Miami, Florida with the intention of helping borrowers finance their real estate needs. As a 100% self funded, family-owned and operated lending company, Harmoney Capital is able to practice innovative alternatives to traditional real estate financing. With no credit approval or income verification required.
  • New Century Financial Mortgage
  • 19901 E Country Club Dr APT 503, Aventura, FL, 33180
  • New Century Financial Mortgage Founded in 2020 with a mission to provide new age home financing solutions for people craving a thoughtful, personalized approach, New Century Financial Mortgage first entered the scene in Aventura, Florida. Since its inception, it has since grown to become one of Florida’s premier mortgage brokerages.
  • Nations Trust Mortgage
  • 20200 West Dixie Highway, 1104, Miami, FL, 33180
  • Nations Trust Mortgage is a mission-driven organization with a clearly defined set of values. We encourage our employees to have a strong sense of purpose, a high level of self-esteem and the capacity to think clearly and logically to provide the best possible rates on the right product, at very instant to our borrowers.
  • Singing River Federal Credit Union
  • 6006 Highway 63, Moss Point, MS, 39563
  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
  • Guardian Home Mortgage Corporation
  • 11825 Hinson Road, Suite 104, Little Rock, AR, 72212
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.