USDA VS FHA in Tuckahoe, Westchester County, NY

In 2025, the USDA loan limit for Tuckahoe, in Westchester, NY, is $0, while the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the best USDA and FHA rates available today, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Tuckahoe, Westchester, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conforming Conventional $1,089,300 3%

Exploring USDA and FHA Loan Options in Tuckahoe, NY

The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options, ensuring a seamless process. Choose from three starting points to align with lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, backed by the Department of Agriculture and often referred to as a USDA rural development loan or USDA mortgage, is available for rural areas exclusively. Unlike FHA loans, which require a minimum 3.5% down payment, USDA mortgages do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Lewiston Municipal Federal Credit Union
  • 291 Pine St, Lewiston, ME, 04240
  • Lewiston Municipal Federal Credit Union Not-for-profit, member owned cooperative providing financial services to the employees and their family members of the Cities of Lewiston and Auburn Maine, including City Hall, Public Works, Schools, Housing Authority, Fire Department, Police Department, Library, etc.
  • Somerset Trust Company
  • 151 West Main Street, Somerset, PA, 15501
  • Our mission as an independent community bank has remained unchanged for over 130 years. We are committed to providing excellent service and competitive products as well as maintaining a high profile in the growth and economic development of the markets we serve. We're a team of banking professionals, that happen to be your neighbors and friends.
  • Town of Cheektowaga Federal Credit Union
  • 3251 Broadway, Cheektowaga, NY, 14227
  • In November of 1980 a small group of motivated employees met in the Town of Cheektowga Police Department’s pistol range room. These individuals laid the foundation for the soon to be chartered Town of Cheektowaga Employee’s Federal Credit Union. Among the members who attended and cooperated in the formation of the credit union were David J. Kulik,
  • CrossRoads Community Federal Credit Union
  • 3031 William Street, Buffalo, NY, 14227
  • CrossRoads Community Federal Credit Union is a not-for-profit financial cooperative whose purpose is to meet the financial needs of its members. We are member-owned. In other words, we answer to our members – not a small group of stockholders or an out-of-town corporation. Our profits are returned to our members in the form of low/no-fee products,
  • Cheektowaga Community Federal Credit Union
  • 3234 Union Road, Cheektowaga, NY, 14227
  • Cheektowaga Community Federal Credit Union has been open since 1959. The credit union has assets totaling $11.74 Million and provides banking services to more than 1, 000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
  • ORLEX CREDIT UNION
  • 5043 US Route 5, Newport, VT, 05855
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  • Northeast Schools and Hospital Credit Union
  • 189 East Main Street, Suite C, Newport, VT, 05855
  • Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
  • Greater Woodlawn Federal Credit Union
  • 3811 Lake Shore Road, Suite S, Blasdell, NY, 14219
  • The Greater Woodlawn Federal Credit Union is truly unique. We are a not-for-profit, member-owned, and operated financial institution whose main purpose is to satisfy the financial needs of our members. Unlike banks that are profit-driven, our not-for-profit status allows us to return excess earnings to our members in the form of lower interest rate
  • First Federal Savings and Loan Association of Bath
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  • Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience. In 1935 First Federal Savings & Loan was founded with only $2,635 in assets.