USDA Vs. FHA Pro and Con comparison in Calcium, Jefferson County, NY
In 2025, the USDA loan limit in Calcium, situated in Jefferson County, NY, is $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA loan rates, determining the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you determine the best option in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Calcium, Jefferson, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Calcium, NY
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and without hassle. Choose from three starting strategies that connect you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, the USDA mortgage does not require any down payment.
Our product offerings are structured to provide you with maximum flexibility in creating the right financing package for you. Many firms specialize in a single product focus such as lines of credit or SBA loans but they lack an ability to draw from other resources to help your business.
Mortgage Servicing Solutions provides residential mortgage customers with innovative servicing solutions. We understand how important homeownership is and our goal is to provide the highest standard of servicing support and customer care.
Founded in 2016 and headquartered in Providence, Rhode Island
One Custom House St, Suite 4, Providence, RI, 02903
Founded in 2001 by Sean N. Marchionte and Richard R. Tasca, Bluedog Capital Partners, LLC is a boutique real estate investment firm located in the financial district of Providence, Rhode Island. Bluedog has built its portfolio of business through commercial real estate debt and equity investments ranging from single-family
MortgageGiver is a bold and innovative company whose structure and philosophy is created with you, the customer, in mind. Our Loan Originators are, without exception, knowledgeable, experienced, and established. Our management and production style is geared first and foremost toward processing and closing your mortgage transaction.
"NORTHBOROUGH HAS OVER 50 YEARS OF COMBINED REAL ESTATE EXPERIENCE IN THE COMMERCIAL LENDING ARENA.
We are focused on direct lending and note purchases secured by commercial real estate in the New England market. THERE ARE MANY REASONS INVESTORS USE PRIVATE LENDERS OR SO CALLED “HARD MONEY” FOR THEIR PROJECTS. "
Since 1889, Colonial Federal Savings Bank has been “your neighborhood bank”. As the only remaining mutual savings bank founded in the City of Quincy, we are aware that nothing replaces the understanding, thoughtful, and individual service that is only available through personal contact.
Classic Homes Real Estate is a well established (over 33 yrs), successful, independently owned and operated full service residential real estate agency.
We are not a traditional “cookie cutter” real estate agency. Even our office is different. We’ve restored a residential home in the heart of Wollaston Center, and filled it with a caring.
KGC Federal Credit Union is a member-owned, non-profit financial institution dedicated exclusively to serving the needs of our members. Because we are a non-profit organization, we strive to provide higher yields on savings and lower rates on loans. Decisions are made by our Board of Directors, elected by our membership.
Qwest Mortgage was incorporated in August, 2000 by Steven Porter. Steve was a Top Producer with Bank of America for 19 years. The staff at Qwest Mortgage brings an additional 23 years experience in the mortgage industry.Our ability to offer such attractive, competitive rates and fees comes from the relationship.
At Philly Mortgage Group, we are backed by several years of experience in the mortgage industry, and we work hard to meet all of your needs. We work with state of the art tools in the industry to help you find the best solution for your financial needs, and we respect your time by working efficiently.
