In 2025, the USDA loan limit in Hounsfield, located in Jefferson County, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and contrast the most advantageous USDA and FHA rates available today. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Hounsfield, Jefferson, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hounsfield, NY
Lendersa®'s aim is to help you acquire the optimal USDA or FHA loan promptly and effortlessly. Choose one of three starting options to match with lenders and the right USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—often referred to as USDA rural development loan or USDA mortgage—is exclusive to rural neighborhoods. It stands out from FHA loans, which require a minimum 3.5% down payment, because the USDA mortgage requires no down payment at all.
Tangipahoa Parish Teachers’ Credit Union filed its original charter to begin operations almost 72 years ago on August 27, 1946. At the time of its organization, the Credit Union had approximately 25 members and had assets in the amount of $256.50. The field of membership included employees of the Tangipahoa Parish School Board.
At Texana Bank, we offer local branch and online banking, mortgage and loan services, with the support you expect from your community bank. More than that, you will experience an extraordinary relationship banking with Texana.
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The story of Commercial National Bank begins on the steps of City Hall of Texarkana, Arkansas in January 1964 where shareholders met for the first time. On February 5, 1964, Commercial National Bank opened its doors in a small, leased, red brick building on the corner of Fourth and Walnut Street.
TEXAR FCU is a “community first” credit union, serving our members in and around the Texarkana area since 1951. Employing almost 90 employees, TEXAR includes one main branch and five branch offices in its service area. All citizens of Cass, Bowie, and Miller Counties and most citizens of Red River and Lamar Counties are eligible for membership.
Since its inception, Wilson State Bank’s primary mission has been to serve the banking needs of our communities and surrounding counties. This mission continues to be the primary driving force behind the Bank today. We pledge to our customers to always provide a hometown atmosphere with people you can talk to and decisions that are made locally.
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You may also evaluate your different financing options by using interactive calculators and going over various mortgage scenarios."
