USDA Vs. FHA Pro and Con comparison in Hounsfield, Jefferson County, NY
In 2025, the USDA loan limit in Hounsfield, located in Jefferson County, NY, is $336,500, whereas the FHA limit for a single-family residence is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate and contrast the most advantageous USDA and FHA rates available today. Determine the required income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding your decision on which program in best suits your financial needs.
2025 Loan Limits and Downpayment Requirements in Hounsfield, Jefferson, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Hounsfield, NY
Lendersa®'s aim is to help you acquire the optimal USDA or FHA loan promptly and effortlessly. Choose one of three starting options to match with lenders and the right USDA loan programs.
The USDA home loan, backed by the Department of Agriculture—often referred to as USDA rural development loan or USDA mortgage—is exclusive to rural neighborhoods. It stands out from FHA loans, which require a minimum 3.5% down payment, because the USDA mortgage requires no down payment at all.
627 Horseblock Road, Suite 101, Farmingville, NY, 11738
Atlantic Home Capital is one of the most well established mortgage brokers on the eastern seaboard. We are multi state licensed & can originate FHA, VA & Reverse mortgages.Our management team has over 30 years combined experience.Our support staff is professional, courteous, diligent & proficient in mortgage procedures from origination to closing.
321 Walnut Street, Suite 412, Newtonville, MA, 02460
Debbie Siegel founded her mortgage brokerage firm Westchester Mortgage in 2000. Since then, she has helped hundreds of clients buy or refinance their homes. In addition, she’s cultivated an extensive professional network of real estate attorneys, insurance agents, contractors, mediators, business coaches, and financial planners.
A full-service financial institution that stands by their promise: offering outstanding financial products and customer service and helping individuals, families and businesses to reach their goals and dreams. Since 1889, Dean Bank has been a community bank committed to its mutual bank charter. With 4 branches; Franklin, Bellingham, Blackstone and
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
Jadia Mortgage assists you with the easiest & fastest way to get a low cost home loan or refinance. We are mortgage broker, & we are not making & servicing the loan. You will really enjoy a fast, hassle-free, no-nonsense service through us that meets your specific requirements. We will show you in detail how you can save on your mortgage loan
418 Stump Road, Suite 100, Montgomeryville, PA, 18936
"Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
The Victory Bank was built from scratch by a team of experienced and passionate bankers and is owned and managed by several hundred local shareholders. We are not part of a financial conglomerate and we are not obsessed with growing into the biggest bank around. Our values-based company was started with the core mission
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
