USDA Loan Vs. FHA loan for Fort-Drum, NY [ best of 2023]

In 2025, USDA loan limit in Fort-Drum, county of Jefferson, NY is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fort-Drum, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(562) 691-9529 2339 miles Lender's profile and map Reviews DGH Home Mortgage 1411 Woodcrest Avenue, Brea, CA, 92821 We offer a variety of Home Mortgages, Conventional, High Balance Conventional, Jumbo, FHA,VA, Reverse Mortgages, Equity lines for Home Purchases and Refinances, for first time homebuyers to the experienced home buyers and investors. Currently also closing HARP 2.0 loans with many of our lending instutitions.
(714) 989-6803 2339 miles Lender's profile and map Reviews TRG Mortgage 145 South State College Boulevard, Suite 315, Brea, CA, 92821 TRG as an independent mortgage banking group, thrives in the marketplace with the sound ideology & commitment in service excellence. Our passion for technology, education, planning and home financing solutions for our clientele is the strength of everyday. Not only will our turn-times be a time-mover, the personalized & tailored mortgage plan.
(714) 990-1033 2339 miles Lender's profile and map Reviews S & S Home Loans 400 West Lambert Road, Suite F, Brea, CA, 92821 S & S Home Loans has been providing our client's real estate financing expertise since 1983. We value each relationship and strive to educate and inform our clients to make the loan process simple and transparent. Whether buying or refinancing or gal is to provide extraordinary service and we work hard to earn our clients trust and confidence.
(800) 591-5993 2339 miles Lender's profile and map Reviews Charis Loans, Inc. 135 South State College Boulevard, Suite 200, Brea, CA, 92821 Charis is a word that is used for both giving and receiving. All of us, at Charis Loans, are both aware and thankful that we’ve been given grace, favor, and kindness throughout our lives. Our mission is to put those qualities into our work and give all of our clients an experience equal to our name. We appreciate the opportunity to serve.
(714) 831-3333 2339 miles Lender's profile and map Reviews AmWest Funding Corp 6 Pointe Drive, Suite 300, Brea, CA, 92821 AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
(714) 831-4000 2339 miles Lender's profile and map Reviews American Financial Network, Inc. 10 Pointe Drive, Brea, CA, 92821 As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
(818) 844-8200 2339 miles Lender's profile and map Reviews HouseAmerica Financial 1010 Foothill Blvd, La Canada Flintridge, CA, 91011 We are a full-service direct lender, located in Southern California. With centralized operations and local supervision at every step of the way, we make sure our clients get the one-on-one attention and service they deserve. We have a solution-based, hands-on management team with the expertise necessary to succeed in today’s complex lending environ
(818) 952-2726 2339 miles Lender's profile and map Reviews BWA Mortgage 707 Foothill Blvd, Suite 202, La Canada Flintridge, CA, 91011 BWA Mortgage, as a full service mortgage brokerage, in a challenging market where mortgage rates were at 12.75%. Since then our broker, Floyd Walters, has built a business that provides real estate financing the way he feels it should be done: with high attention to detail & providing consumers an easy to understand explanation of the loan process.
(818) 952-2815 2339 miles Lender's profile and map Reviews Calstar Realty and Mortgage 1033 Foothill Boulevard, La Canada Flintridge, CA, 91011 Calstar Realty and Mortgage Services has achieved the highest level of production by providing superior service to its customers. Our mission is to become the premier real estate and financial service provider to our clientele. Our emphasis is on creating a completely satisfied client for life.
(818) 952-8666 2339 miles Lender's profile and map Reviews David Kutner-The Friendly Lender 607 Foothill Blvd #494, La Canada Flintridge, CA, 91011 Hello. My name is David Kutner and I am licensed both in California and nationally as a mortgage professional. When you are my client I find great loan program for your particular situation among the many lenders that are available. You will get very personal, friendly service from start to finish, and even after the transaction is completed.
(626) 445-0950 2339 miles Lender's profile and map Reviews Foothill Federal Credit Union 30 S 1st Ave, Arcadia, CA, 91006 Foothill Credit Union is a full service financial institution dedicated to providing its members with exceptional banking products and exceptional service. Foothill specializes in serving employees of specific partner hospitals and school districts as well as over 250+ other employer groups.