USDA and FHA Pro and Con in Calverton, Suffolk County, NY
In the current year of 2025, the loan limit for USDA in Calverton, which is within the county of Suffolk, NY, stands at $776,600. Conversely, the FHA cap for a single-family house is pegged at $1,089,300.
With Lendersa®'s USDA loan calculator, you can compare today's best rates for USDA against FHA loans. The tool assesses crucial factors such as income, credit score, reserves, and necessary documentation needed for qualification. By leveraging our sophisticated mortgage calculator, a side-by-side comparison of USDA, FHA, Conforming, and VA options is made simple, aiding you in determining which scheme in aligns best with your financial goals.
Using 2025 loan limits and down payment criteria in Calverton, Suffolk, NY
Type of Loan
Maximum Limit
Minimum Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Examining USDA and FHA Loan Choices in Calverton, NY
At Lendersa®, our aim is to secure you the most advantageous USDA or FHA loan efficiently and with ease. You can start your journey through one of three pathways that facilitate connecting with appropriate lenders and USDA loan options.
The USDA home loan, insured by the government’s Department of Agriculture—also known as the USDA rural development loan or USDA mortgage—is available solely in rural communities. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage does not demand a down payment.
Optimum Mortgage Services are committed to the mortgage industry and their customers. With over 40 years of combined experience, we know the business from the inside out. We specialize in first and second mortgages for home purchases, refinancing, and home equity loans. You can count on us to handle all your mortgage needs.
The American dream of homeownership is more than securing a place to call home. Homeownership is the cornerstone of personal security, wealth building, and future legacy for individuals and families. Owning a home or investment property is one of the most critical steps in building a wealth portfolio that can be utilized in your future.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Five Star Financial LLC founder of the Joshua Nielsen-Mayer for over fifteen years, I have helped my clients in navigating the often overwhelming process of obtaining a mortgage for their home. As an expert in all aspects from Origination options and underwriting guidelines whether it is a Purchase or Refinance, FHA, VA, or Conventional.
At Bennett Mortgage Group, our mission is to serve our customers with honesty, integrity, and proficiency. Our goal is to provide home loans to our clients with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
501 S Cherry St, Suite 1100, Denver City, CO, 80246
Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
4340 East Kentucky Avenue, Suite 439, Glendale, CO, 80246
"We compare wholesale mortgage rates to obtain the best Colorado loan for you.
Mortgage costs can vary by thousands of dollars for the same loan product.
We make it easy to find the right mortgage since 1999.
Please request a quote if you are shopping for a Colorado mortgage.
Our process is fast and paperless!"
720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
