USDA and FHA Pro and Con in Riverhead, Suffolk County, NY
In the year 2025, the USDA loan limit for Riverhead, situated in the county of Suffolk, NY, is set at $776,600. For a single-family home, the FHA limit is $1,089,300.
Utilize Lendersa®'s USDA loan calculator to analyze and contrast today’s most favorable USDA and FHA rates. It also facilitates determining the needed income, credit, reserves, and documents for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, guiding you to select the most suitable program for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Riverhead, County of Suffolk, NY
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Riverhead, NY
Lendersa® is dedicated to securing the best possible USDA or FHA loans efficiently and with ease. Start by selecting one of three options to connect with compatible lenders and USDA loan programs.
A USDA home loan is secured through the U.S. government by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural regions. Contrary to FHA loans that need a minimum down payment of 3.5%, the USDA mortgage requires no down payment, beneficial for eligible individuals.
4672 West Jennifer Avenue, Suite 106, Fresno, CA, 93722
Manuel Chavez is the Broker for M. C. Real Estate Corp. which has been opened for the last 13 years. He graduated from California State University, Fresno in 1995 where he received his degree in Business Administration with an emphasis in Real Estate and Land Economics. In 2001 he opened up M. C. Mortgage.
eLoan Group, Inc. is a mortgage brokerage firm specializing in conventional, conforming, FHA, VA, USDA, jumbo, super Jumbo, reverse mortgages, commercial, construction and private money loans. A family business since 1990, we pride ourselves on our exceptional service, decades of experience, and lending programs tailored to our valued clients.
11600 West Washington Place, Suite 111, Los Angeles, CA, 90066
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
E3 CAPITAL PARTNERS® is a Real Estate mortgage, finance, brokerage, consultancy for Commercial and Residential Real Estate. E3 Capital partners underwrites/ corresponds with over 200 lenders for ALL property types, ALL borrower types, ALL loan product types. BROKERAGE: Client Representation to list and sell homes.
12012 West Washington Boulevard, Suite C, Los Angeles, CA, 90066
CP Financial and CP Realty Inc. is a Direct Lender committed to making the lending process easy. Our philosophy is simple: "WHAT CAN WE DO TO MAKE IT WORK" We will work diligently in helping you find the right mortgage product for your needs. We understand that every borrower is different
12655 W. Jefferson Blvd., Fl 4, Los Angeles, CA, 90066
David Diaz and his team has helped the Los angeles community for over 15 years. We are EquitySmart Home Loans a full service mortgage brokerage located in Los Angeles, California and the leading brokerage in So Cal for over 17 years. Broker HUD approved with over 100 lenders / banks specializing in Jumbo
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2244 Pacific Coast Hwy, Suite 106, Lomita, CA, 90717
Golden State Mortgages is focused on helping Californians achieve the goal of home ownership. Our goal is to close every loan in 28 days or less. In-house underwriting, processing, and closing allows for fast approval and on-time fundings.Local California mortgage company and provide top-notch customer support.
Matadors Community Credit Union (MCCU) is a full-service financial institution with a single focus: your financial success! We offer a great range of choices for the services you want in a friendly environment that places your needs first. MCCU has helped members with their finances since we were founded in 1963.
20555 Devonshire Street, Suite 381, Chatsworth, CA, 91311
Our mission at Metro Valley Mortgage & Realty is to bring together consumers and agents alike in the Real Estate and Mortgage Markets. We truly do believe in treating agents and consumers like family. We also look to raise the bar in professionalism, ethics and a strong statewide network of agents and clients.
Dedication to the financial needs and concerns of our member-owners is the cornerstone of Premier America's purpose. Premier America is a full-service financial institution. We offer competitive rates, and our state-of-the-art banking services assure convenient, 24-hour access from anywhere in the country.