USDA Loan Vs. FHA loan for Riverhead, NY [ best of 2023]

In 2025, USDA loan limit in Riverhead, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Riverhead, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(303) 587-2389 1696 miles Lender's profile and map Reviews Mission Mortgage Colorado Inc 8181 Arista Place, Suite 100, Broomfield, CO, 80021 Mission Mortgage Colorado, we know that the right mortgage makes all the difference. It's the vehicle to bring your homeownership dreams to life, but also an important tool to manage debt and create wealth. Trust your financing to a team of experts that understands and applies this every day.
(303) 996-1625 1696 miles Lender's profile and map Reviews Guaranty Home Mortgage Inc 390 Interlocken Crescent, Suite 350, Broomfield, CO, 80021 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(720) 838-1246 1696 miles Lender's profile and map Reviews Mountain State Financial Group 9035 Wadsworth Pkwy, Suite 3400, Broomfield, CO, 80021 Our Colorado-based mortgage brokerage firm offers exceptional service and excellent products. As our client, you work with the same mortgage professional throughout the loan process; no one is passed to a junior associate. Your one point of contact from start to finish ensures a seamless
(303) 763-2555 1697 miles Lender's profile and map Reviews FCI Federal Credit Union PO Box 620092, Littleton, CO, 80162 FCI Federal Credit Union is located in Littleton, Colorado, and was founded in 1941. We offer automatic transfer from an existing account or an approved line of credit (maximum $1,000.00 with approved credit [w.a.c.]) to give you that extra sense of security and flexibility. No annual fee with maximum of $1,000.00 per day.
(719) 632-7118 1697 miles Lender's profile and map Reviews 113 Credit Union 3505 North Chestnut Street, Colorado Springs, CO, 80907 One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
(719) 447-0919 1697 miles Lender's profile and map Reviews Colorado Mortgage Group Inc 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(616) 581-3030 1697 miles Lender's profile and map Reviews The Mortgage Cowboy LLC 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907 The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
(719) 425-2225 1697 miles Lender's profile and map Reviews Equity Edge Realty 121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903 Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
(719) 428-3073 1697 miles Lender's profile and map Reviews SpotOn Financial 525 North Cascade Avenue, Colorado Springs, CO, 80903 SpotOn Financial provides small business financing, working capital loans, business consulting, strategic resources, and access to strategic resources to help a business achieve its goals. We offer cash flow loans, asset based loans, commercial real estate finacing, and investor fix and flip loans.
(719) 471-2044 1697 miles Lender's profile and map Reviews Pikes Peak Regional Dev Corporation 322 S. Cascade Avenue, Colorado Springs, CO, 80903 Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.
(719) 661-3993 1697 miles Lender's profile and map Reviews The Ivan Acosta Team 501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903 My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.