USDA Loan Vs. FHA loan pro & con for Wading-River, Suffolk County, NY

In 2025, USDA loan limit in Wading-River, county of Suffolk, NY is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Wading-River, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 584-0922 2521 miles Lender's profile and map Reviews FAST Federal Credit Union 312 W. 7th Street, Hanford, CA, 93230 FAST Credit Union is not-for-profit. We're not about making money, were about improving your finances and serving you! FAST Credit Union was created in 1953 to serve our members and improve lives. More than 60-years later, our focus continues– serving our members and improving lives.
(559) 530-3042 2521 miles Lender's profile and map Reviews Buwalda Mortgage Services, Inc. 426 N Redington, Hanford, CA, 93230 Buwalda Mortgage Services Inc., AKA BMS Inc., offers a variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family owned business that has over 24 years experience in mortgage lending, finance, and retail Banking.variety of loan products from FHA, Conventional, VA and Privately funded loans. We are a family
(559) 583-9777 2521 miles Lender's profile and map Reviews Valleywide Lending Solutions 630 North Irwin Street, Hanford, CA, 93230 Our mission here at Valleywide Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
559 584 6633 2521 miles Lender's profile and map Reviews All Family Lending 1300 N Irwin St, Hanford, CA, 93230 All Family Lending & Real Estate has been providing mortgage loans and real estate sales to the residents of Hanford and the surrounding areas since 2005 and also All Family Lending apart is our ability as Mortgage Brokers to reach across several loan programs and products,effectively tailoring a loan to each and every one of our unique customers.
(530) 303-3643 2521 miles Lender's profile and map Reviews EZ Mortgages 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667 EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.
(818) 773-0033 2521 miles Lender's profile and map Reviews Effective Mortgage Company 8535 Reseda Blvd, Suite 100, Northridge, CA, 91324 We are a full service mortgage brokerage with experience in the areas of mortgage lending, real estate and business. Our company has established relationships with a multitude of mortgage investors and Banks to provide the best programs for your individual circumstances. Whether your looking to refinance or purchase we have a loan program for you.
(818) 396-3335 2521 miles Lender's profile and map Reviews Downtown Financial Group - Home Mortgage Loans 19520 Nordhoff St, Suite 7, Northridge, CA, 91324 Our vision of home ownership is helping families understand that owning a home IS possible. Whether you are financially prepared now or whether families need to know the steps they need to take to be eligible for a home in the future, our goal is to educate families on what they need to do to own a home.
(818) 304-4409 2521 miles Lender's profile and map Reviews Universal Home Loans 9017 Reseda Boulevard, Suite 204, Northridge, CA, 91324 Universal Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
(818) 349-0700 2521 miles Lender's profile and map Reviews L.A. Mortgage, Inc 9338 Reseda Blvd, Suite 210, Northridge, CA, 91324 At LA Mortgage Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
(916) 889-0329 2521 miles Lender's profile and map Reviews Oxford Priority Mortgage Inc. 5118 Winter Pasture Avenue, Bakersfield, CA, 93313 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(310) 926-0844 2521 miles Lender's profile and map Reviews Supreme Mortgage Group 6080 Center Drive, Los Angeles, CA, 90045 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.