USDA Loan Vs. FHA loan pro & con for Carle-Place, Nassau County, NY

In 2025, USDA loan limit in Carle-Place, county of Nassau, NY is $0 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carle-Place, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(312) 448-8763 730 miles Lender's profile and map Reviews U.S. Mortgage Funding 100 West Randolph, 9th Floor, Chicago, IL, 60601 U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
312 224 1390 730 miles Lender's profile and map Reviews American Street Capital 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601 American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
(312) 791-0834 731 miles Lender's profile and map Reviews Chicago Fireman's Association Credit Union 2453 South Archer Avenue, Suite E, Chicago, IL, 60616 At Chicago Fireman’s Association Credit Union! We are a non-profit member-owned and controlled financial institution. Our mission is to provide it’s members with the opportunity to establish financial stability by offering loan and share accounts. We strive to deliver the best possible services to all of our members
(312) 896-2100 731 miles Lender's profile and map Reviews Townstone Financial Inc 329 West 18th Street, Suite 305A, Chicago, IL, 60616 Townstone Financial provides customized residential mortgages for purchasing or refinancing homes. Townstone Financial has been making home buying dreams come true for nearly 17 years. We are grateful to every one of our borrowers who have allowed us to grow our lending potential over the last two decades.
(815) 429-3337 731 miles Lender's profile and map Reviews Iroquois Farmers State Bank 111 W Lincoln St, Iroquois, IL, 60945 Iroquois Farmers State Bank (IFSB) opened in 1919 with capital and surplus of $25,000 and assets of $400,000. The bank was formed by local residents of Donovan, Iroquois, Sheldon, and Watseka, Illinois. IFSB was established to fulfill the needs of the local communities, a tradition that continues today.During the Great Depression.
(312) 408-8400 731 miles Lender's profile and map Reviews Burling Bank 141 West Jackson Boulevard, Chicago, IL, 60604 Burling Bank is a full-service, privately owned retail bank located in the heart of Chicago’s financial district. Burling Bank was founded on the desire to provide a higher level of personalized customer service & to treat all clients with discretion & respect. We offer a full suite of banking products & services to meet the deposit & credit needs.
(312) 922-5310 731 miles Lender's profile and map Reviews U.S. Employees Credit Union 230 S Dearborn Street, Suite 2962, Chicago, IL, 60604 USECU is member-owned, and not run by stockholders. Credit unions are not-for-profit organizations; therefore, we are able to pay higher dividends on deposit accounts, charge lower fees, and offer lower rates on loans. U.S. Employees Credit Union has been helping people achieve financial success since 1953.
(312) 291-2900 731 miles Lender's profile and map Reviews Wintrust Bank, National Association 231 S LaSalle St, Chicago, IL, 60604 Wintrust Bank offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts. We believe a bank should be a true asset the a
(312) 236-2326 731 miles Lender's profile and map Reviews Chicago Municipal Employees Credit Union 18 South Michigan Avenue, Suite 1000, Chicago, IL, 60603 Chicago Municipal Employees Credit Union, the oldest active credit union in the State of Illinois, offers our members over 90 years of financial strength. Our roots go back to the early 1920s — a tough time in Chicago to make ends meet, even if you had a good job as a city employee.
(312) 564-2000 731 miles Lender's profile and map Reviews CIBC Bank USA 120 South LaSalle Street, Chicago, IL, 60603 The PrivateBank is now CIBC. We’ve changed our name, but we’re still the same team you trust. Ensure you don’t miss company news and career opportunities by connecting with us on our new CIBC US page. A link can be found on our latest post. CIBC U.S. provides tailored commercial, wealth management, personal
(312) 795-0988 731 miles Lender's profile and map Reviews IRA Club 67 E. Madison St, Suite 1510, Chicago, IL, 60603 The IRA Club has no financial affiliation with any investment provider. The IRA Club does not perform due diligence on any investment offering. All investment choices are made by the IRA account owner and are the exclusive responsibility of the IRA account owner. All investments have risks.