USDA Vs. FHA your options comparison in Mineola, Nassau County, NY
For 2025, the USDA loan limit in Mineola, located in Nassau county, NY, is $0. Conversely, the FHA limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and discover the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial needs.
2025 Loan Limits and Down Payment Requirements in Mineola, Nassau, NY
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Mineola, NY
Lendersa® aims to find you the optimal USDA or FHA loan quickly and without hassle. Choose one of three starting approaches that lead to aligning with suitable lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and often known as a USDA rural development loan or USDA mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans are notable for requiring no down payment at all.
Water and Power Community Credit Union (WPCCU) was founded in 1936 to serve the financial needs of employees of the Los Angeles Department of Water and Power. As Los Angeles grew, so did WPCCU. Today, nearly seven decades after opening with just two desks and a typewriter, WPCCU is a full service community-based financial institution
LAPFCU is an established and highly-reputable credit union with several locations across the greater LA Metro area & we view our talented associates as the secret to our success. Our Mission is to enhance the quality of life of our members by serving as a trusted partner, providing rewarding financial solutions through truly exceptional service.
Water and Power Community Credit Union was formed in 1936 by 10 employees of the Department of Water and Power (DWP). Through the years, WPCCU has helped members send their children to college, save for retirement, purchase a vehicle and a home. The credit union was the place where countless members turned to solve life's financial challenges.
Cathay Bank is a bank with operations in nine states. Cathay Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and Community Home Buyers Program mortgages and our clients remain the same. Everyone believes in the power of initiative and perseverance.
At Instant Bad Credit Loans, we can help you find a lender for poor credit loans. Even with your bad credit status, you could still be eligible for loans for people with bad credit. Online lenders generally use their own formula to determine eligibility, so having a bad credit history doesn't mean you can't be pre-approved.
5772 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
We are "SERIOUS ABOUT SERVICE"! Our mission is to deliver the highest level of service, accountability and integrity to our customers while offering a broad portfolio of mortgage products. We'll also be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.
5200 Warner Avenue, Suite 102, Huntington Beach, CA, 92649
We believe that every client deserves the best care and service when refinancing or purchasing the home of their dreams. We shop until we find a mortgage that meets your needs and have what it takes to make a difference. We work with multiple lenders and we are able to provide our clients with extremely competitive pricing.
5882 Bolsa Avenue, Suite 250, Huntington Beach, CA, 92649
Our established network of real estate professionals throughout California will be able to serve your needs promptly and with a very personalized approach. Whether you are a first-time homebuyer, just starting your research, or a seasoned investor you will be treated with the same high level of distinction.
16892 Bolsa Chica Street, Suite 202, Huntington Beach, CA, 92649
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
16531 Bolsa Chica St, Unit 300, Huntington Beach, CA, 92649
California Financial and Real Estate Center Inc Since 1992 we have been committed to providing our clients with the highest quality financial services possible. We will work with you one-on-one to tailor a financial solution that is specifically suited to meet your financing needs.
