In the year 2025, the USDA loan limit for Salisbury, in the county of Nassau, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to contrast the current top USDA rates with those of FHA loans. Determine the necessary income, credit score, reserves, as well as the documentation you’ll need to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loan options side-by-side to help you determine which program in Alabama is optimal for your financial circumstances.
Investigate and compare offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The goal of Lendersa® is to deliver the quickest, hassle-free access to the best USDA or FHA loan possible. Choose one of three initial approaches that result in being matched with lenders and suitable USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage. This option is only available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans remove the down payment requirement altogether.
Enter your location to find out if it qualifies for USDA rural housing loan?
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