USDA VS FHA in Croghan, Lewis County, NY

In 2025, the USDA loan limit for Croghan in Lewis county, NY, is $336,500, whereas the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the optimal choice for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Croghan, Lewis, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Croghan, NY

At Lendersa®, our objective is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three pathways to find matches with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is designated solely for rural regions. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage doesn't demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • R & J CAPITAL GROUP, LLC
  • 18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • SunPoint Home Loans
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  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
  • Azalea City Mortgage Inc.
  • 1120 Hillcrest Rd, Suite 2D, Mobile, AL, 36695
  • The Azalea City Mortgage Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Homeland Lending Services
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  • Homeland Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Florida Mortgage Firm
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  • The Florida Mortgage Firm serves the entire state of Florida and is committed to adhering to the policies of all fair-lending laws, such as the Equal Credit Opportunity Act, the Fair Credit Reporting Act and the Fair Housing Act. Headquartered just outside of Tampa, we are conveniently located in the center of the state
  • Cooperative Credit Union
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  • A credit union exists to serve a specific group of people, referred to as a "field of membership." The field of membership may include where they live, where they work, or their membership in a social or economic group. Cooperative Credit Union was chartered to serve members in 1937. Cooperative Credit Union is owned and operated by its membership.
  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.
  • Keystone Mortgage Solutions LLC
  • 1415 Loretto Circle, Odessa, FL, 33556
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.