USDA Vs. FHA your options comparison in Croghan, Lewis County, NY

In 2026, the USDA loan limit for Croghan in Lewis county, NY, is $336,500, whereas the FHA limit stands at $472,030 for a single-family home.

Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. Determine the necessary income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA programs, assisting you in selecting the optimal choice for your financial situation in .

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2026 Loan Limits and Down Payment Requirements in Croghan, Lewis, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Croghan, NY

At Lendersa®, our objective is to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose one of three pathways to find matches with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, supported by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, and is designated solely for rural regions. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage doesn't demand any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • PNC Bank
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