USDA Vs. FHA Pro and Con comparison in Lowville, Lewis County, NY
As of 2025, the USDA loan limit in Lowville, situated in the county of Lewis, NY, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and determine the income, credit, reserves, and documentation that are necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, allowing you to choose the most suitable program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Lowville, Lewis, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lowville, NY
The aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan, eliminating the hassle. You have three starting options to connect with suitable lenders and USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This type of loan is exclusively available in rural neighborhoods and unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
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1171 Northland Drive, Suite 100, Mendota Heights, MN, 55120
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750 South Plaza Drive, Suite 319, Mendota Heights, MN, 55120
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1335 Corporate Center Curve, Suite 240, Saint Paul, MN, 55121
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