USDA Vs. FHA your options comparison in Lowville, Lewis County, NY
As of 2026, the USDA loan limit in Lowville, situated in the county of Lewis, NY, is $336,500. Meanwhile, for a single-family home, the FHA limit is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate the best USDA versus FHA rates available today, and determine the income, credit, reserves, and documentation that are necessary for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, allowing you to choose the most suitable program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Lowville, Lewis, NY
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Lowville, NY
The aim of Lendersa® is to swiftly provide you with the most advantageous USDA or FHA loan, eliminating the hassle. You have three starting options to connect with suitable lenders and USDA loan programs.
The USDA home loan, also referred to as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This type of loan is exclusively available in rural neighborhoods and unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Carthage Savings is a customer owned "Mutual" association. We answer to our customers, not stockholders. We are here to serve our customers with no conflicting profitability pressures. A "Mutual" is similar to a Credit Union with the exception that we pay income taxes. Carthage Savings was founded in 1888
T.Brooks & Associates: Elevating Business Innovation I get you fast funding when banks say no. As your hard money broker, I connect you directly with private lenders who move quick, offer flexible terms, and close deals others can’t. My job is simple—get you the money you need to secure your property and profit.
Watertown Savings Bank, a FDIC insured institution, remains true to its mission of conducting business in the best interest of the community and the Jefferson County area for the long term. We are ""Committed to our Community and Committed to our Customers"" and we look forward to serving you
WPFCU was established in April, 1949 and is a member-owned, not for profit, financial corporation. Our Charter is limited to Postal Workers and their families and organizations of such persons. Our Mission is to provide competitive services to meet the needs of the Members and to promote membership growth while maintaining the security of funds.
317 Washington Street, 4th Floor, Watertown, NY, 13601
Lends in New York
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
It is our mission to invest in, support and nurture the communities we serve. We will endeavor to be a supportive financial partner and we shall provide a close, personal and confidential relationship for each of our customers consistent with safe banking practices. It is our mission to provide a challenging and rewarding environment for our staff.
Rome Teachers Federal Credit Union is a SEG based credit union that serves numerous school communities. SEG stands for Select Employee Groups. Schools and other related groups that are affiliated with the credit union are eligible for membership. We proudly serve Employees, Students and Retirees of Adirondack, Camden, Canastota, Holland Patent.
Rome Federal Credit Union is Rome’s Oldest Credit Union. We are excited to announce that the National Credit Union Administration has approved the Rome Federal Credit Union’s application for a Community Charter. That means that if you live, work, worship or attend school in the city of Rome, you can become a member!
