USDA Loan Vs. FHA loan for Carthage, NY 2025

In 2025, USDA loan limit in Carthage, county of Jefferson, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carthage, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(409) 899-3430 Lender's profile and map Reviews DuGood Federal Credit Union 7505 Eastex Freeway, Beaumont, TX, 77708 We are committed to helping individuals reach their financial goals. From starting a savings or checking, planning for college or retirement, financing affordable loans to buying or renovating a home. Our members’ needs are important to us and we’re here to help. Our credit union believes in the philosophy of “People Helping People” .
(936) 327-1234 Lender's profile and map Reviews The First National Bank of Livingston 2121 U.S. Hwy 190, Livingston, TX, 77351 We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
(580) 225-2580 Lender's profile and map Reviews The First National Bank & Trust 2714 W. 3rd, Elk City, OK, 73644 On March 21, 1901, just nine short days after the first townsite lots for the new city of Elk City were sold, the Thurmond Brothers - E.K, A.L, O.H, A.N, and I.C. - formed the First National Bank of Elk City. The bank was started with $25,000.00 in capital. Since such meager beginnings, both Elk City
(409) 722-1174 Lender's profile and map Reviews Neches Federal Credit Union 676 Magnolia Avenue, Port Neches, TX, 77651 Neches Federal Credit Union has a deep history with roots that have been serving members of Southeast Texas since the early 1940’s. Just as the Neches River connects and links our neighboring cities, Neches FCU is the heartbeat of financial service, touching and strengthening our community.
(409) 727-1446 Lender's profile and map Reviews MCT Credit Union 2736 Nall St, Port Neches, TX, 77651 MCT Credit Union Sprout is the online personality of MCT Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured, but privately insured by American Share Insurance. Credit Union, based out of Port Neches, Texas. By members choice, this institution is not federally insured
(409) 838-9957 Lender's profile and map Reviews Coburn's Credit Union 350 Pine Street, Suite 850, Beaumont, TX, 77701 Coburn Credit Union is a cooperative financial organization owned solely by its members and operated solely for their benefit. Overall policies are set by the Board of Directors who are elected each year by the credit union members present at the annual meeting. A staff of paid employees manages the day-to-day operations.
(409) 899-1035 Lender's profile and map Reviews Beaumont Community Credit Union 660 S Martin Luther King Jr Parkway, Beaumont, TX, 77701 Beaumont Community Credit Union is committed to providing a full range of competitively priced, efficiently delivered financial products and services. We will strive to achieve ultimate member satisfaction with a courteous and professional staff, supported by sound management and a solid financial foundation.
(605) 717-2265 Lender's profile and map Reviews Pioneer Bank & Trust 125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783 Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
(800) 470-8304 Lender's profile and map Reviews Corporate Capital LLC 610 Uptown Boulevard, Suite 2000, Cedar Hill, TX, 75104 ince 2013, Corporate Capital, LLC has strived to operate as a trusted source for borrowers in need of funding. Our staff is trained to help you get the best loan option for your property or project. We offer the best loan programs designed to meet the needs for the traditional borrowers with verifiable income to the self employed .
(409) 962-3434 Lender's profile and map Reviews Golden Triangle Federal Credit Union 5211 E Parkway, Groves, TX, 77619 Golden Triangle Federal Credit Union originated in 1953. Since that time, Golden Triangle FCU has grown and prospered. GTFCU was formed by the employees of Atlantic Refinery and Pipeline Company. The original name of the credit union was Atlantic-Atreco Federal Credit Union. Now known as 'TOTAL' Refinery
(877) 774-4240 Lender's profile and map Reviews blclending 1602 Maybrook ct, Arlington, TX, 76014 Empowering Homeownership with BL LENDER BL LENDER, your gateway to seamless home financing solutions, specializes in providing customized lending services. Our expert team, reachable at (877) 774-4240, is devoted to crafting financing packages that fit your unique needs, turning the dream of homeownership into reality. Let BL LENDER guide your j