USDA Vs. FHA Pro and Con comparison in Dobbs-Ferry, Westchester County, NY
In 2025, the USDA loan cap for Dobbs-Ferry, located in the county of Westchester, NY, is set at $0, while the FHA ceiling stands at $822,375 for a single-family residence.
Explore Lendersa®'s USDA loan calculator today to evaluate USDA and FHA rates. This tool can help determine the income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, so you can make the informed decision about which program in best suits your financial scenario.
2025 lending limits and down payment requirements in Dobbs-Ferry, county of Westchester, NY
Type of Loan
Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Dobbs-Ferry, NY
The ambition of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without the hassle. Choose from three options leading to matched lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require none at all.
2930 Jasper St, Suite 220, Philadelphia, PA, 19134
"Finding the perfect investment property is challenging enough. Why should financing it create even more difficulties?
As you know, securing hard money funding for your real estate deals can get complicated. In some cases, you’re seen as an easy target to take advantage of because you have an immediate need for money."
The CMC Employees FCU was established in 1975. On January 1, 1991 FCPI FCU merged with CMC Employees FCU creating CMC-FCPI Employees FCU. Our field of membership includes: employees, doctors, medical staff, and technicians of the Geisinger Community Medical Center who work in Scranton.
Direct Mortgage Loan Company is a private lender specializing in fixed-rate, bridge financing for real estate developers and investors in Philadelphia and the surrounding areas. We lend on land, rehab projects and new construction, on single family, multi family, mixed use and commercial
At Home Front Mortgage. We are the fastest growing, Veteran Owned and Operated, Mortgage Broker on the East Coast. We Were Founded in 2016 by a career Real Estate professional and a Career Mortgage professional. This blend is not only unique, but it guarantees the entire purchase and real Estate process is respected and understood.
3031 Walton Road, Building A, Suite 310, Plymouth Meeting, PA, 19462
The mission of the United Food and Commercial Workers Local 1776 Federal Credit Union is to provide financial services and assistance for the members of the credit union in a friendly personal manner To assist the members of this Credit Union with all financial and borrowing needs at the lowest possible cost.
600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals
51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.
"1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.
As a community bank, we place relationships and customer service at the center of all that we do."
My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.