USDA Vs. FHA your options comparison in Dobbs-Ferry, Westchester County, NY
In 2026, the USDA loan cap for Dobbs-Ferry, located in the county of Westchester, NY, is set at $0, while the FHA ceiling stands at $822,375 for a single-family residence.
Explore Lendersa®'s USDA loan calculator today to evaluate USDA and FHA rates. This tool can help determine the income, credit, reserves, and documents needed for eligibility. Our sophisticated mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, so you can make the informed decision about which program in best suits your financial scenario.
2026 lending limits and down payment requirements in Dobbs-Ferry, county of Westchester, NY
Type of Loan
Limit
Down Payment
USDA
$0
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Dobbs-Ferry, NY
The ambition of Lendersa® is to swiftly secure the best USDA or FHA loan for you, without the hassle. Choose from three options leading to matched lenders and suitable USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which necessitate a 3.5% minimum down payment, USDA loans require none at all.
Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.
We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.
At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms. The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth. Since our inception in 1999, we’ve helped hundreds of small businesses"
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
Faze One Funding, LLC is a Mortgage Broker offering automated tools, cutting-edge technology, and excellent customer service for originating forward and reverse loans. Faze One offers great rates and superb customer service. Faze One believes that You’re Always #1. We offer borrowers a wide variety of mortgage programs.
700 WHITE PLAINS ROAD, SUITE 334, Scarsdale, NY, 10583
Lends in New York
Cityscape Mortgage Corp. we understand that whether you are buying a home, refinancing your current mortgage, or pursuing a reverse mortgage you are entrusting us with your most significant financial decisions. Our mission is to make this process as effortless as possible for our clients, by providing the expert guidance they need.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
M1 Capital Corp. is based in White Plains and New York City, New York and specializes in acquisition financing and refinancing outstanding CRE loans, restructuring current debt and delivering smart, effective solutions through a variety of loan options: conventional financing, private equity real estate lending, SBA 504 and 7a programs.
