USDA Vs. FHA Pro and Con comparison in Hastings-on-Hudson, Westchester County, NY

For 2026, the loan limit for a USDA loan in Hastings-on-Hudson, at county of Westchester, NY, is $0. The FHA limit for a single-family home is $1,089,300.

Explore the Lendersa® USDA loan calculator to evaluate the top USDA vs FHA rates and ascertain the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans, aiding you in finding the best option in Alabama for your financial needs.

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2026 Loan Limits and Down Payment Requisites in Hastings-on-Hudson, Westchester County, NY

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in Hastings-on-Hudson, NY

The mission of Lendersa® is to quickly secure the best USDA or FHA loan for you, with no hassle. Start with one of three paths to find lenders and USDA loan programs that suit you.

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What Are USDA Loans in NY?

USDA home loans are backed by the government Department of Agriculture, often termed as USDA rural development loans. They are only offered in rural areas and, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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