USDA Vs. FHA your options comparison in Tappan, Rockland County, NY

In 2026, the USDA loan limit in Tappan, county of Rockland, NY, is set at $0. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to explore today's top USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in Alabama best suits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Tappan, Rockland County, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Explore USDA and FHA Loan Options in Tappan, NY

The goal of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and hassle-free. Choose from three starting points to connect with lenders and find appropriate USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in NY?

A USDA home loan, backed by the government’s Department of Agriculture and also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tappan Lenders

  • The Funding Guy
  • 15 Elizabeth Place, Yonkers, NY, 10703
  • Lends in New York
  • At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms.
    The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth.
    Since our inception in 1999, we’ve helped hundreds of small businesses"

  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • Lends in New York
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.

  • ARLINGTON FINANCIAL CORPORATION
  • 35 E Grassy Sprain Rd #300, Yonkers, NY, 10710
  • Lends in New York
  • We’re a full service mortgage brokerage company with an experienced staff offering expertise in every area of mortgage brokering.. from purchases to refinances.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan – with the best rates, terms and costs – to meet our clients.

  • Starr Mortgage Company Inc
  • 15 North Mill Street, Suite 215, Nyack, NY, 10960
  • Lends in New York
  • Starr Mortgage Company, Inc. has quickly become a benchmark in the mortgage industry. Our headquarters is located in Nyack, NY in the historic Hudson Valley Region of New York, however our area of influence and expertise ranges all the way from Rockland and Westchester Counties, throughout all 5 boroughs of New York City.

  • Educational & Governmental Employees FCU
  • 333 N Central Avenue, Hartsdale, NY, 10530
  • Lends in New York
  • Established in 1937, Educational and Governmental Employees Federal Credit Union is a safe, secure, and full service financial institution, serving nearly 7, 300 members. We pride ourselves on offering outstanding service and providing members with the tools and resources for a brighter financial future.

  • Palisades Credit Union
  • 300 N Middletown Road, Suite 6, Pearl River, NY, 10965
  • Lends in New York
  • Palisades Credit Union is a not-for-profit organization founded in 1941 with a vision of building valued relationships through a lifetime of financial solutions. As the largest Rockland County based Credit Union, we provide a suite of full service banking products and services. Membership to Palisades Credit Union