USDA VS FHA in East-Massapequa, Nassau County, NY

In 2025, the USDA loan limit for East-Massapequa, located in Nassau, NY, is $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and assess the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in East-Massapequa, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Considering USDA and FHA Loan Options in East-Massapequa, NY

The objective of Lendersa® is to swiftly secure the best USDA or FHA loans without hassle. Choose from three starting points, matching you with suitable lenders and USDA loan opportunities.

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Understanding USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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