USDA and FHA Pro and Con in East-Massapequa, Nassau County, NY

In 2025, the USDA loan limit for East-Massapequa, located in Nassau, NY, is $0. Meanwhile, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and assess the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA loans side by side, aiding your decision on the best program for your financial situation in .

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in East-Massapequa, Nassau, NY

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Considering USDA and FHA Loan Options in East-Massapequa, NY

The objective of Lendersa® is to swiftly secure the best USDA or FHA loans without hassle. Choose from three starting points, matching you with suitable lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, backed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no initial down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tri-County Credit Union
  • 2205 Hall Avenue, Suite 107, Marinette, WI, 54143
  • TRI-County Credit Union of Wisconsin operates as a financial cooperative. The Union provides financial solutions such as saving and checking accounts, loans, safe deposit boxes, credit and debit cards, loan rates, ATMs, online banking, and other related services. TRI-County Credit Union serves communities in the State of Wisconsin.
  • Bay Shore Credit Union
  • 1514 Cleveland Avenue, Marinette, WI, 54143
  • Our Credit Union expanded from the closed industrial-chartered credit union established in 1953 to an open community-charted Credit Union serving anyone living or working in Marinette and Oconto Wisconsin Counties and Menominee Michigan County. The Credit Union’s original name, Ansul Employees Credit Union
  • The Stephenson National Bank and Trust
  • 1820 Hall Avenue, Marinette, WI, 54143
  • The Stephenson National Bank & Trust (SNBT) has been providing banking services to the tri-county area for 142 years and we consider the loyalty of both new and longtime customers as the key to our success. Our community has recognized our integrity, leadership and customer service by being voted the “Best Bank” for the sixth time, and 'Best Financ
  • PIAS Credit Union
  • 305 Plus Park Boulevard, Nashville, TN, 37217
  • PIAS Credit Union has been open since 1991. The credit union has assets totaling $5.61 Million and provides banking services to more than 700 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • Grundy Bank
  • 201 Liberty Street, Morris, IL, 60450
  • Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867. Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867. The bank was on the corner with the Widney & Viner Hardware next south
  • Morris Building & Loan
  • 211 E Jefferson St, Morris, IL, 60450
  • Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years. Member FDIC. Equal Housing Lender.
  • Accurate Mortgage Group
  • 1321 Murfreesboro Pike, Suite 200, Nashville, TN, 37217
  • Accurate Mortgage Group is a division of Acopia, LLC, which is a locally owned and operated mortgage lender in Middle Tennessee. But, really, we’re pretty much like you. Many of us grew up in this area and, those who didn’t, are quick to say how happy they are to have moved here. We’re proud to say that we live
  • Macon-Bibb Employees Credit Union
  • 150 Willie Smokie Glover Drive, Macon, GA, 31201
  • Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members. While banks return profits to stockholders