USDA and FHA Pro and Con in Massapequa, Nassau County, NY
In 2025, the USDA loan limit in Massapequa, Nassau county, NY, is $0. Meanwhile, the FHA cap for a single-family home is $1,089,300.
Use the Lendersa® USDA loan calculator to compare the current USDA vs. FHA rates and uncover the necessary income, credit score, reserves, and documents to qualify. Our advanced tool displays USDA, FHA, Conforming, and VA options side-by-side, aiding in choosing the ideal program for your financial situation in .
2025 Loan Limits & Down Payments in Massapequa, Nassau, NY
Loan Type
Limit
Down Payment
USDA
$0
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Options in Massapequa, NY
Lendersa® aims to promptly secure the best USDA or FHA loan for you without hassle. Select one of the three initiation points to connect with lenders and explore USDA programs.
A USDA home loan, officially known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.
At Mortgage Solutions, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Our company is based on the belief that our customers’ needs are of the utmost importance. Our entire team is committed to meeting those needs. As a result, a high percentage of our business is from repeat customers and referrals.We would welcome the opportunity to earn your trust & deliver you the best service in the industry, honestly, ethically.
Icon Capital has built its mortgage practice based on planning with the lowest cost loan strategy over time. Utilizing competitive rates and loan products that can easily be managed and interwove into your overall short and long term financial goals to maximize wealth creation, cash flow and cost.
As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
United Association Credit Union has been open since 1957. The credit union has assets totaling $11.3 Million and provides banking services to more than 2,000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Chartered in 1961, Diablo Valley Federal Credit Union is a financial cooperative which is owned and operated by its members. Anyone who lives, works, worships or attends school in central Contra Costa County is eligible to open an account. Your funds are insured up to $250,000 through NCUA, a government agency.
5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
4900 Hopyard Road, Suite 100, Pleasanton, CA, 94588
Landmark Lending has been serving California mortgage loan clients since 2001. Located in the beautiful city of Pleasanton, Landmark Lending provides a variety of loans for the mortgage industry. We are a mortgage brokerage company that specializes in providing solutions for home owners and future home owners through wise planning & sound advice.
5960 Stoneridge Dr, Suite 100, Pleasanton, CA, 94588
As a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance and construction/commercial lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan - with the best rates, terms and costs.
