USDA Vs. FHA your options comparison in Massapequa, Nassau County, NY

In 2025, the USDA loan limit in Massapequa, Nassau county, NY, is $0. Meanwhile, the FHA cap for a single-family home is $1,089,300.

Use the Lendersa® USDA loan calculator to compare the current USDA vs. FHA rates and uncover the necessary income, credit score, reserves, and documents to qualify. Our advanced tool displays USDA, FHA, Conforming, and VA options side-by-side, aiding in choosing the ideal program for your financial situation in .

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2025 Loan Limits & Down Payments in Massapequa, Nassau, NY

Loan Type Limit Down Payment
USDA $0 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA Loan Options in Massapequa, NY

Lendersa® aims to promptly secure the best USDA or FHA loan for you without hassle. Select one of the three initiation points to connect with lenders and explore USDA programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in NY

A USDA home loan, officially known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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