USDA Loan Vs. FHA loan for Amityville, NY [ best of 2023]

In 2025, USDA loan limit in Amityville, county of Suffolk, NY is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Amityville, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 633-2919 2464 miles Lender's profile and map Reviews True Point Lending 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677 If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(949) 630-9651 2464 miles Lender's profile and map Reviews JDR Mortgage 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677 Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
949 698 2840 2464 miles Lender's profile and map Reviews Private Loan Management 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677 Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
9492163902 2464 miles Lender's profile and map Reviews Independent Lending 120 Vantis Dr Suite 300, Aliso Viejo, CA, 92656 Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
(949) 716-5746 2464 miles Lender's profile and map Reviews Capstone Federal Credit Union 3 Polaris Way, Suite 31B, Aliso Viejo, CA, 92656 Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner. Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your
(949) 929-3789 2464 miles Lender's profile and map Reviews Cory DePass Team 85 Argonaut, Suite 100, Aliso Viejo, CA, 92656 With our team of experts, we have made the home buying process quicker, simpler and more affordable for you. We provide what we call the ‘Home Buyer’s Advantage’ We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher
(800) 379-1328 2464 miles Lender's profile and map Reviews Lend Plus 85 Enterprise, Suite 300, Aliso Viejo, CA, 92656 Lend Plus is a rapidly growing direct lender based in Aliso Viejo revolutionizing the mortgage industry. Our core values are built on our mantra, “Being More, Doing More, Giving More” for our company, clients and our community. Our dynamic management team is dedicated to driving efficiency, quality and transparency.
(877) 331-2773 2464 miles Lender's profile and map Reviews Vylla 25 Enterprise, Suite 303, Aliso Viejo, CA, 92656 At Vylla, we bring every step of the homeownership process together under one roof including real estate, title, settlement and escrow. This makes the path to homeownership simple, the way it should be, and we provide personalized support every step of the way. We are America’s first and only homeownership company of its kind.
(855) 400-7334 2464 miles Lender's profile and map Reviews LowerOurMortgage.com 25 Anacapa Ln, Aliso Viejo, CA, 92656 At LowerOurMortgage.com our team of professional mortgage experts are Refinance Specialists. Loan options include VA and Conventional Loans. Now is the perfect time to refinance your current home. Rates are at an all time low! We are seeing some of the lowest interest rates ever from our lenders.
(949) 340-6336 2464 miles Lender's profile and map Reviews JMJ Financial - Long Beach 26800 Aliso Viejo Pkwy, Suite 200, Aliso Viejo, CA, 92656 At JMJ Financial has been great. I wanted to refinance my house and they have been very efficient and easy to work with. They helped me with the loan and has made the process go very smoothly. I have been very satisfied with the experience and would feel confident referring a friend or family member.
(866) 690-2474 2464 miles Lender's profile and map Reviews ClearEdge Lending 20 Enterprise, Suite 330, Aliso Viejo, CA, 92656 The ClearEdge leadership team is made up of seasoned veterans from the residential mortgage industry, with an average of 25 years of experience in single family lending. As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team.