In the year 2025, the USDA loan limit in Amityville, located in the county of Suffolk, NY, is recorded at $776,600. Meanwhile, the FHA limit for a single-family home is set at $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top rates for USDA vs FHA today.
Determine the income, credit, reserves, and documentation needed to qualify.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
Lendersa® is committed to helping you obtain the best USDA or FHA loan swiftly and hassle-free. Choose from three starting points to connect with matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or simply a USDA mortgage. It is specifically available for rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans often require no down payment, making them a unique option for eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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