In 2026, the USDA loan limit in Pompey, within Onondaga, NY, is set at $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s top USDA versus FHA rates and determine the needed income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, USDA, FHA, Conforming, and VA loans are displayed side by side to help you identify the optimal program for your financial situation in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you, free of hassle. Pick one of three starting points to connect with lenders and access USDA loan programs.
A USDA home loan, insured by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is designed specifically for rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans don't require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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