USDA Vs. FHA your options comparison in Eggertsville, Erie County, NY

In 2025, within Eggertsville, located in Erie, NY, the USDA loan limit is $336,500, whereas the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the most advantageous USDA vs. FHA rates today, and to determine the needed income, credit, savings, and documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side-by-side, aiding your decision on the best solution for your financial circumstances in .

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2025 Loan Limits and Downpayment Specifications in Eggertsville, Erie, NY

Loan Type Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Loan Choices: USDA and FHA in Eggertsville, NY

The mission of Lendersa® is to seamlessly obtain for you the most suitable USDA or FHA loan. Select from three pathways leading to aligned lenders and USDA programs.

Results of a USDA loan request and matching by Lendersa

Explaining a USDA Loan in NY

A USDA home loan, endorsed by the Department of Agriculture, is known as a USDA rural development loan or USDA mortgage and is reserved for rural areas only. In contrast to FHA loans demanding a 3.5% minimum down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Labor Kansas City
  • 756 Minnesota Avenue, Kansas City, KS, 66101
  • Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.
  • Reliance Credit Union
  • 540 Minnesota Avenue, Kansas City, KS, 66101
  • Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
  • Oakstar Bank
  • 1020 E Battlefield, Springfield, MO, 65807
  • OakStar has an engaging, inviting environment that feels less like banking and more like catching up with old friends. All of our guests are encouraged to enjoy a cup of coffee (the good stuff, we promise), a freshly baked cookie, and the opportunity to unwind. We believe that the community is at its best when its citizens thrive.
  • Travis Bell Home Loans
  • 3100 S. National, Suite 201, Springfield, MO, 65807
  • With nearly 20 years of helping thousands of new and existing homeowners in the mortgage industry, Travis finds himself ranked as one of the top Mortgage Bankers in Southwest Missouri. Travis continues to focus on his number one priority – the customer. Travis derives his business from local business partners such as Realtors.
  • Paddio
  • 1930 W Bennett St, Suite 100, Springfield, MO, 65807
  • Paddio Home Loans is brought to you by the same incredible team behind Veterans United Home Loans. A commitment to service has fueled our work with Veterans and military families nationwide the past 18 years. Now we’re excited to deliver those same high-quality customer experiences across the country to non-military homebuyers.
  • BluCurrent Credit Union
  • 1770 W Sunset, Springfield, MO, 65807
  • BluCurrent Credit Union is Springfield's largest credit union with over 22, 000 members, 4 branch locations, and over $260 million in assets. We provide access to more than 5, 000 shared branches through our unique CU Service Center affiliation, and nearly 30, 000 free Nationwide ATMs through our CO-OP Network membership.
  • Home Mortgage Group INC
  • 3608 S Campbell Avenue, Springfield, MO, 65807
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Signature Mortgage Group, LLC
  • 3100 Broadway Blvd, Suite 313, Kansas City, MO, 64111
  • Signature Mortgage Group, LLC offers our clients a wide range of products to serve any need. The most significant difference that separates Signature Mortgage Group from other lenders is the experience of a Mortgage Consultant working directly with you to ensure that you are placed into a loan that will best benefit your future financial success.
  • Nutter Home Loans
  • 4153 Broadway, Kansas City, MO, 64111
  • Nutter Home Loans has grown to one of the most respected privately-owned mortgage banking firms in USA .Through the years,quality customer service has remained the hallmark of the firm’s way of doing business.It’s the reason why third & fourth generations of the same families have chosen Nutter Home Loans to handle their real estate mortgage needs.
  • Country Club Bank
  • 1 Ward Parkway, Kansas City, MO, 64112
  • Country Club Bank (Member FDIC, Equal Housing Lender) is a locally owned community bank that offers a total-life lineup of products and services. Visit with our experienced professionals at over 21 locations across the greater Kansas City area. Our expertise includes banking, investments, trusts, mergers & acquisitions, estate planning and much mor