USDA Loan Vs. FHA loan for Clarence, NY [Erie County ]

In 2026, the USDA loan limit in Clarence, county of Erie, NY is set at $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare and evaluate today's top USDA versus FHA rates. Determine the necessary income, credit score, reserves, and required documentation to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial needs in .

USDA and FHA Loan Options in Clarence, NY

Lendersa® aims to secure the best possible USDA or FHA loans quickly and conveniently. Choose one of three starting points to find matching lenders and the suitable USDA loan programs.

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Understanding USDA Loans in NY

A USDA home loan, backed by the U.S. Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(866) 526-0238 Lender's profile and map Reviews GUD Capital 633 West Fifth Street, Los Angeles, CA, 90017 GUD Capital is a nationally recognized leader in the financing industry for providing the best business lending solutions available. We leverage our network of 4, 000 competing commercial lenders to provide your business the largest selection of commercial financing options. We are committed to communicating openly and honestly.
(909) 631-7107 Lender's profile and map Reviews Smart Choice Realty & Mortgage Finance Inc 960 W 7th St, Los Angeles, CA, 90017 We have access to lend money in very unique scenarios. Since we have access to over 350 lending institutions more than likely you can bring your unique – sometimes ugly situation here and we can get to cleaning it up for you! When you choose other lending institutions they normally want to fit you to their strict underwriting criteria.
(818) 862-6170 Lender's profile and map Reviews Shannon Christenot 700 Flower St, Suite 1000, Los Angeles, CA, 90017 Shannon Christenot is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith
866.937.6676 Lender's profile and map Reviews MOR Financial 1100 Wilshire Blvd., 1701, Los Angeles, CA, 90017 MOR Financial is a direct in-house asset-based lender located in Downtown Los Angeles. With nearly 60 years of combined experience funding real estate transactions, MOR has successfully built a powerful funding base in California coupled with an extensive affiliate program stemming from coast to coast.
(818)-388-3133 Lender's profile and map Reviews Security Bancorp 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321 Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
3105672576 Lender's profile and map Reviews Straight deal mortgage 300 PCH STE 405, Huntington Beach, CA, 92648 Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
(714) 536-2200 Lender's profile and map Reviews The Wright Loans 2100 Main St, Suite 255, Huntington Beach, CA, 92648 At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage Banker
(877) 210-6899 Lender's profile and map Reviews Dove Lending Group Inc 20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648 We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(949) 478-3863 Lender's profile and map Reviews J&J Coastal Lending 214 5th Street, Suite 205, Huntington Beach, CA, 92648 Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.
(714) 969-6000 Lender's profile and map Reviews Pazanti Home Mortgage Corporation 2134 Main Street, Suite 140, Huntington Beach, CA, 92648 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(714) 588-7583 Lender's profile and map Reviews Oceanside Mortgage Corp 18682 Beach Blvd, Suite 200, Huntington Beach, CA, 92648 We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We have a Large Variety of Loan Programs to fit your Mortgage Needs.