USDA Loan Vs. FHA loan pro & con for Clarence, Erie County, NY

In 2025, USDA loan limit in Clarence, county of Erie, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Clarence, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(406) 862-4999 1752 miles Lender's profile and map Reviews Black Diamond Mortgage Corporation 106 2nd St E, Whitefish, MT, 59937 Black Diamond Mortgage Corporation is an original Montana Company providing loans to buy homes and many home loan refinance opportunities. As the Experts in Real Estate Finance, we work with clients to help them buy a home, build a home, lower their monthly payments, shorten the life of their loan, consolidate debt, improve their home
(928) 289-2962 1767 miles Lender's profile and map Reviews Winslow Santa Fe Credit Union 1021 Williamson Ave, Winslow, AZ, 86047 At Winslow Santa Fe Credit Union, members come first. We promise to offer honest, fair deals to every member, every time. We promise to treat every member with respect and dignity. We promise to strive to be a trusted financial advisor that our members can count on to assist them with achieving their financial dreams.
(208) 678-8615 1768 miles Lender's profile and map Reviews DL Evans Bank 375 N Overland Ave, Burley, ID, 83318 D.L. Evans Bank! We know there are many financial institutions you could bank with, so here is what makes us different: Our greatest asset is you. We owe our success to the relationships we have with our customers, not the size of their accounts or a sales quota. Our customers are our partners and friends, and their success is what drives us.
(928) 536-7484 1771 miles Lender's profile and map Reviews Rim Country Federal Credit Union 216 S. Main St, Snowflake, AZ, 85937 In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
(208) 788-8800 1779 miles Lender's profile and map Reviews MORTGAGE SOLUTIONS 321 N Main St., Bellevue, ID, 83313 Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
(208) 734-8671 1813 miles Lender's profile and map Reviews Snake River FCU 2361 Orchard Drive E, Twin Falls, ID, 83301 Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
(208) 543-4351 1818 miles Lender's profile and map Reviews Farmers Bank - Idaho 914 Main Street, Buhl, ID, 83316 The Bank will provide quality services & products in a safe & secure environment at competitive prices to our customers. The Bank will provide services & products by friendly, competent people who are well trained, adequately compensated, & treated fairly. Farmers Bank will be an active member of the community with a tradition of financial support.
(208) 634-1000 1819 miles Lender's profile and map Reviews Idaho First Bank 475 Deinhard Ln, McCall, ID, 83638 Idaho First Bank is a Bank with operations in fifty states. Idaho First Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse, construction, credit-challenged borrower, zero down mortgage, physician loans and Good Neighbor Next Door Program mortgages
(787) 620-0000 1825 miles Lender's profile and map Reviews Oriental Bank 17705 Road 2 Building, Suite 2, Aguadilla, PR, 00603 Since 1964, Oriental has thrived as one of Puerto Rico’s leading banks focused on serving the needs of consumers, businesses, and institutions. With multiple branches throughout the island, it has the second-largest network, and is the third-largest financial institution in core retail and commercial deposits.
(928) 913-8100 1827 miles Lender's profile and map Reviews Coconino Federal Credit Union 2800 S. Woodlands Village Blvd, Flagstaff, AZ, 86001 Established in 1955 Coconino Federal Credit Union began in 1955 as a teachers credit union. Over the years we have grown to be the only financial institution based in Coconino County and open to everyone in Coconino County. We still use the original foundation for the credit union- People Helping People!
(435) 865-2300 1831 miles Lender's profile and map Reviews State Bank of Southern Utah 377 North Main St., Cedar City, UT, 84751 State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.