For 2026, the USDA loan limit in Fenton, situated in the county of Broome, NY, is set at $336,500, while the FHA's maximum is $472,030 for single-family residences.
Employ the Lendersa® USDA loan calculator to juxtapose today's optimal USDA and FHA rates and ascertain the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA offerings, aiding you in selecting the ideal option for your financial scenario in
Review loan options from a selection of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to securing you the best USDA or FHA loan quickly and easily, without any hassle. Begin with one of the three initial avenues offered to connect you with compatible lenders and tailor-fit USDA loan programs.
Known as a USDA rural development loan or USDA mortgage, this government-backed loan by the Department of Agriculture is exclusively available in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans provide the significant advantage of requiring no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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