USDA and FHA Pro and Con in Fenton, Broome County, NY

For 2025, the USDA loan limit in Fenton, situated in the county of Broome, NY, is set at $336,500, while the FHA's maximum is $472,030 for single-family residences.

Employ the Lendersa® USDA loan calculator to juxtapose today's optimal USDA and FHA rates and ascertain the necessary income, credit score, reserves, and documentation needed for qualification. Our sophisticated mortgage calculator allows side-by-side comparison of USDA, FHA, Conforming, and VA offerings, aiding you in selecting the ideal option for your financial scenario in .

Review loan options from a selection of 100 lenders

2025 Loan Thresholds and Down Payment Details in Fenton, Broome, NY

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Fenton, NY

Lendersa® is committed to securing you the best USDA or FHA loan quickly and easily, without any hassle. Begin with one of the three initial avenues offered to connect you with compatible lenders and tailor-fit USDA loan programs.

Lendersa USDA loan application and comparative findings

Comprehending USDA Loans in NY

Known as a USDA rural development loan or USDA mortgage, this government-backed loan by the Department of Agriculture is exclusively available in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans provide the significant advantage of requiring no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Unlock your business potential with RCR International Finance & Trade! We provide tailored commercial and corporate financial services, including CRE and construction finance, accounts receivable and purchase order financing, commercial equipment and inventory finance, bridge and hard money loans, and export trade finance. Partner with us to fuel y
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