FHA Vs. USDA loan program for Fenton, Broome County, New York

In 2025, USDA loan limit in Fenton, county of Broome, NY is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Fenton, NY

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in New York?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(518) 782-1202 111 miles Lender's profile and map Reviews Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3, Latham, NY, 12110 Maple Tree Funding is a New York State Registered Mortgage Broker. Established in 2003, we have been providing excellent mortgage programs for both home purchases and home refinancing to home buyers throughout New York State for more than a decade.We are a locally owned & operated company based in Latham, New York with a branch office in Queensbury
(518) 495-0047 111 miles Lender's profile and map Reviews FREEDOM ONE FUNDING, INC 404 Troy Schenectady Rd, Latham, NY, 12110 Low rate mortgage refinancing, FHA loan rates, fixed mortgage refinance, low equity loans, refinance mortgages, second mortgage rates, home equity loan and new home financing provided by Freedom One Funding. Freedom One Funding, Inc. – Registered Mortgage Broker – NYS Dept. of Financial Service. Loans arranged through third party providers.
(518) 782-1855 111 miles Lender's profile and map Reviews Northeast Funding Services, Inc. 30 Century Hill Dr Suite 103, Latham, NY, 12110 Northeast Funding is a Licensed Mortgage Broker in both New York and Connecticut. As a broker we do the hard part for you. We shop out the interest rate between several local, regional, and national banks to find which one is the for you. We make the process as simple as we can for you.
(845) 677-5321 111 miles Lender's profile and map Reviews Bank of Millbrook 3263 Franklin Ave., Millbrook, NY, 12545 Twenty years after its first business was founded, the Village of Millbrook needed a bank. The State of New York granted the Bank of Millbrook its charter on May 11, 1891, and seven days later we received our first customers on Franklin Avenue. Our first Board of Directors consisted of 15 prominent businessmen and residents of the community.
(866) 211-5228 111 miles Lender's profile and map Reviews American Mortgage Partners, Inc 3025 Rt 10, Unit 3, Morris Plains, NJ, 07950 American Mortgage Partners, Inc. Our mortgage representatives specialize in providing home loans to borrowers in New Jersey and Pennsylvania. We have decades of experience offering top-notch client service. In addition to conventional and FHA, VA, and USDA loans, we provide solutions beyond traditional banking.
(888) 605-6622 111 miles Lender's profile and map Reviews Mortgage Access Corporation 225 Littleton Road, Morris Plains, NJ, 07950 Established in 1980, in Chatham, NJ Mortgage Access Corp. is licensed in over 40 states. As a Licensed Mortgage Banker, Mortgage Access Corp. derives its mortgage products from many sources & investors; unlike banks or savings & loan institutions, which are often limited by the availability of their own deposits & a single lending philosophy.
(610) 282-3000 112 miles Lender's profile and map Reviews Sky Financial Services Inc. 5540 West Valley Road, Center Valley, PA, 18034 We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.
(518) 810-0101 112 miles Lender's profile and map Reviews Albany Hard Money 12 Elmwood Rd, Albany, NY, 12204 We are not a company advertising in Albany that is located in another state. We are a local business owned by local private lenders that have been making loans to people just like yourself since 2006. We have written thousands of loans in the Albany region and know this market well. This means we can sit with you, face to face,
(585) 586-8225 112 miles Lender's profile and map Reviews Family First of NY Federal Credit Union 2520 Browncroft Boulevard, Rochester, NY, 14625 Family First Federal Credit Union is a full-service, local financial institution with over 15, 000 members that is guided by the principles of Sustainable Excellence. These principles apply to the care and service quality we provide to our members, our dedication to our staff and our responsibility to provide sound products and banking solutions.
(845) 786-1610 112 miles Lender's profile and map Reviews Backyard Mortgage 27 Bubenko Ln, Garnerville, NY, 10923 Backyard Mortgage Corp. is committed to helping you find the right mortgage product. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. Through our extensive list of excellent lenders, we will find the right loan for you.
(908) 995-2326 113 miles Lender's profile and map Reviews Riegel Federal Credit Union 515 Milford-Warren Glen Rd, Milford, NJ, 08848 In 1960, a group of employees of Riegel Paper pooled their resources and received a federal charter to form their own credit union. This group of volunteers and community activists provided a place where hard-working locals could save for the future and borrow to get through tough times.