In 2026, the USDA loan limit for Chenango-Bridge, Broome county, NY, is set at $285,000, whereas for a single-family residence, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to assist in choosing the optimal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to efficiently offer you the best USDA or FHA loans, quickly and hassle-free. Choose from three initial paths that connect you with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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