USDA VS FHA in Chenango-Bridge, Broome County, NY

In 2026, the USDA loan limit for Chenango-Bridge, Broome county, NY, is set at $285,000, whereas for a single-family residence, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare today's most favorable USDA versus FHA rates. Determine the necessary income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, examine USDA, FHA, Conforming, and VA loans side by side to assist in choosing the optimal program in for your unique financial situation.

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2026 Loan Limits and Down Payment Requirements in Chenango-Bridge, Broome, NY

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Chenango-Bridge, NY

The mission of Lendersa® is to efficiently offer you the best USDA or FHA loans, quickly and hassle-free. Choose from three initial paths that connect you with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in NY

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage demands no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The First National Bank of Grayson
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  • Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.
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  • The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
  • CrossOver Lending Group Inc
  • 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617
  • The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Devon Mortgage LLC
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  • First Federal of Van Wert, OH is a locally owned and operated financial institution. We are a community oriented bank which excels in customer service and building relationships. Our goal is to make every banking experience a great one! First Federal and our employees are heavily involved in our community.
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  • Van Wert Federal takes pride in being the leading mortgage lender in the area. Whether you are building a new home, purchasing a home, or refinancing a residential property, we are here to help you. Our loan officers have the experience and resources to work with you personally to identify your goals.
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  • Independent Advantage Mortgage, LLC. is a full-service mortgage company based in Chapel Hill, North Carolina serving the entire state but mostly in Orange County, Durham County and Wake county. Whether you are buying a home or refinancing you owe it to yourself to see what I can do for you.
  • Carolina Home Mortgage
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  • Carolina Home Mortgage is a family-owned mortgage broker headquartered in Chapel Hill with branch offices in Pittsboro and Fayetteville. Serving all of NC through www.CarolinaHomeMortgage.com, you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money.
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  • North State Bank
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  • The Arkell Barnes Mortgage Team
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